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Beauty & Personal Care · lender intelligence

Financing a barber shops acquisition

The SBA 7(a) lenders funding the most barber shops acquisitions, ranked from public loan records — typical deal about $210K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance barber shops

$406K

Typical loan

range $142K–$1.00M

$451K

Est. purchase price

≈ loan ÷ 90%

$60,336

Cash to close

$45,111 down + fees

$5,254/mo

Typical payment

~9.5% · 10yr

$72,505/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

16

Lenders competing

more = leverage

8.01%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in barber shops

Ranked by funded barber shops acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.7 loans · $9M · Omaha, NEFull record →
  3. 3.328 loans · $134M · Cleveland, OHFull record →
  4. 4.25 loans · $5M · Whiting, INFull record →
  5. 5.3 loans · $0M · Rutland, VTFull record →
  6. 6.26 loans · $31M · Baton Rouge, LAFull record →
  7. 7.1 loans · $0M · Mason, MIFull record →
  8. 8.1 loans · $0M · Thorntown, INFull record →
  9. 9.1 loans · $0M · Poplar Bluff, MOFull record →
  10. 10.10 loans · $9M · Elk City, OKFull record →
  11. 11.32 loans · $32M · Fargo, NDFull record →
  12. 12.1,927 loans · $207M · Buffalo, NYFull record →
  13. 13.46 loans · $25M · Richland, WAFull record →
  14. 14.19 loans · $5M · Columbus, OHFull record →

23+ funded barber shops deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Norwood 99, LLC in Minneapolis, MN$773K (2026) · purchase · KeyBank National Association
  • Rivet Ventures 2 LLC in Duvall, WA$454K (2026) · purchase · Gesa CU
  • Norwood 99 MG, LLC in Maple Grove, MN$346K (2026) · purchase · KeyBank National Association
  • Smith Cricket, LLC in Merrimack, NH$190K (2026) · purchase · Manufacturers and Traders Trust Company
  • LEGACY BRIDGE LLC in Dublin, OH$142K (2026) · purchase · Telhio Credit Union Inc
  • WBMS Inc. in Reston, VA$700K (2025) · purchase · Live Oak Banking Company
  • My Barber Company LLC in Mckinney, TX$495K (2025) · purchase · Security National Bank of Omaha
  • My Barber Company LLC in Frisco, TX$50K (2025) · purchase · Security National Bank of Omaha
  • The TW Group in Denver, CO$1.7M (2024) · purchase · First Western Trust Bank
  • ERC of Oklahoma, LLC in Oklahoma City, OK$1.3M (2024) · purchase · Great Plains National Bank
  • 1954 INVESTMENT GROUP, INC. in Fargo, ND$406K (2024) · purchase · Bell Bank
  • Holiday Manor Barbers, Inc. in Louisville, KY$68K (2024) · purchase · American Bank & Trust Company, Inc.
  • Arvada Ventures Inc in Dallas, TX$1.0M (2023) · purchase · Live Oak Banking Company
  • Clean Cut Barbershop, LLC in Columbia, MO$153K (2023) · purchase · First Midwest Bank of the Ozarks
  • Family Barbershop of Dewitt LLC in Dewitt, MI$150K (2023) · purchase · The Dart Bank
  • Modern Barber Shop in Lebanon, IN$50K (2023) · purchase · The Home National Bank of Thorntown
  • Pine Valley Group, LLC in Charlotte, NC$1.3M (2022) · purchase · Live Oak Banking Company
  • Mitchell's and Company EST. 2021, LLC in Baton Rouge, LA$95K (2022) · purchase · b1BANK
  • Downtown Gentleman's Salon and Barbershop LLC in Rutland, VT$36K (2022) · purchase · Heritage Family FCU
  • Beman Capital Group, Inc. in Minnetrista, MN$4.2M (2021) · purchase · Live Oak Banking Company

Financing a barber shops deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to barber shops businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a barber shops acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $210K typical loan
  • 16 lenders fund the industry
  • 14 days typical to fund

Buyers researching a barber shops deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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