Retail & Shops · lender intelligence
Financing a clothing accessories stores acquisition
The SBA 7(a) lenders funding the most clothing accessories stores acquisitions, ranked from public loan records — typical deal about $297K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance clothing accessories stores
$365K
Typical loan
range $200K–$848K
$406K
Est. purchase price
≈ loan ÷ 90%
$54,244
Cash to close
$40,556 down + fees
$4,723/mo
Typical payment
~9.5% · 10yr
$65,177/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
19 days
Typical time to fund
9
Lenders competing
more = leverage
5.74%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in clothing accessories stores
Ranked by funded clothing accessories stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2 loans · $0M · Pittsfield, ILFull record →
- 2.23 loans · $10M · Jackson, MSFull record →
- 3.2 loans · $0M · Marinette, WIFull record →
- 4.5 loans · $3M · New Auburn, WIFull record →
- 5.242 loans · $281M · Chicago, ILFull record →
- 6.2,539 loans · $965M · Columbus, OHFull record →
- 7.1 loans · $0M · Ludington, MIFull record →
- 8.46 loans · $47M · Asheville, NCFull record →
10+ funded clothing accessories stores deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- STELLA SCRAPS LLC in Breckenridge, CO — $500K (2022) · purchase · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 83 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 19 days
- Approved
- 11/17/2021
- First disbursed
- 12/6/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $7,375
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
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- Seed Side LLC in Honor, MI — $365K (2021) · purchase · West Shore Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $329K (90%)
- Approval → funding
- 14 days
- Approved
- 4/28/2021
- First disbursed
- 5/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $406K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $54K
- Monthly payment
- $3,916
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by West Shore Bank · Lender record →
Your business? Claim this record · Request removal
- Nickis Diapers, LLC in Akron, OH — $3.6M (2020) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 15 days
- Approved
- 1/16/2020
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $397K
- Est. cash at closing
- $549K
- Monthly payment
- $42,436
- Annual debt service
- $509K
- Cash flow needed (1.25×)
- $637K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- GK Dakota, LLC in Cumming, IA — $1.2M (2020) · purchase · Farmers State Bank
- Program
- 7a General
- Rate at approval
- 4.75% fixed
- Term
- 119 months
- SBA guaranteed
- $927K (75%)
- Approval → funding
- 6 days
- Approved
- 7/31/2020
- First disbursed
- 8/6/2020
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $137K
- Est. cash at closing
- $188K
- Monthly payment
- $13,045
- Annual debt service
- $157K
- Cash flow needed (1.25×)
- $196K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Farmers State Bank · Lender record →
Your business? Claim this record · Request removal
- NVR Branding Corporation in Green Bay, WI — $848K (2020) · purchase · The Stephenson National Bank and Trust
- Program
- 7a General
- Rate at approval
- 4.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $636K (75%)
- Approval → funding
- 4 days
- Approved
- 9/26/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $942K
- Est. down payment (10%)
- $94K
- Est. cash at closing
- $129K
- Monthly payment
- $8,889
- Annual debt service
- $107K
- Cash flow needed (1.25×)
- $133K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Stephenson National Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Magic City Running LLC in Birmingham, AL — $215K (2020) · purchase · Trustmark Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.4% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 52 days
- Approved
- 6/9/2020
- First disbursed
- 7/31/2020
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $239K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $2,323
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
- The Boutique by the Beach, LLC in Venice, FL — $210K (2020) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 42 days
- Approved
- 3/19/2020
- First disbursed
- 4/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $233K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $31K
- Monthly payment
- $2,493
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- GK Dakota, LLC in Cumming, IA — $200K (2020) · purchase · Farmers State Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.25% variable
- Term
- 77 months
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 56 days
- Approved
- 7/6/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,972
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Farmers State Bank · Lender record →
Your business? Claim this record · Request removal
- ROSE MILLE INC in Stillwater, MN — $95K (2020) · purchase · American National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $80K (85%)
- Approval → funding
- 12 days
- Approved
- 9/18/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $105K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,037
- Annual debt service
- $12K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American National Bank
Your business? Claim this record · Request removal
- Le Postiche, LLC in Tulsa, OK — $85K (2020) · purchase · Security Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 66 months
- SBA guaranteed
- $42K (50%)
- Approval → funding
- 43 days
- Approved
- 11/18/2019
- First disbursed
- 12/31/2019
- Loan status
- Paid in full (11/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Clothing Accessories Stores
If you were the buyer here
- Est. deal size
- $94K
- Est. down payment (10%)
- $9K
- Est. cash at closing
- $12K
- Monthly payment
- $1,516
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to clothing accessories stores businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a clothing accessories stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Farmers State Bank funds the most. CapBench is not a lender.
- $297K typical loan
- 9 lenders fund the industry
- 19 days typical to fund
Buyers researching a clothing accessories stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.