Lender intelligence
Financing a computer systems design services acquisition in New Jersey
The SBA 7(a) lenders funding the most computer systems design services acquisitions in New Jersey, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance computer systems design services in New Jersey
$3.42M
Typical loan
range $500K–$3.42M
$3.79M
Est. purchase price
≈ loan ÷ 90%
$524,216
Cash to close
$379,444 down + fees
$44,189/mo
Typical payment
~9.5% · 10yr
$609,808/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
2
Lenders competing
more = leverage
7.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in computer systems design services · New Jersey
Ranked by funded computer systems design services acquisitions in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.168 loans · $205M · Fishers, INFull record →
2+ funded Computer Systems Design Services in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- dba e-Tech Associates, dba MyManagedTech, dba JH3 Technology Solutions, JH3TS, J in Mount Laurel, NJ — $500K (2026) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,266
- Annual debt service
- $75K
- Cash flow needed (1.25×)
- $94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- Initium Softworks LLC in Mount Laurel, NJ — $3.4M (2021) · purchase · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.1M (90%)
- Approval → funding
- 14 days
- Approved
- 7/29/2021
- First disbursed
- 8/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Computer Systems Design Services
If you were the buyer here
- Est. deal size
- $3.8M
- Est. down payment (10%)
- $379K
- Est. cash at closing
- $524K
- Monthly payment
- $37,914
- Annual debt service
- $455K
- Cash flow needed (1.25×)
- $569K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to computer systems design services businesses with a New Jersey project address.
Agent summary
How to finance a computer systems design services acquisition in New Jersey with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New Jersey deals. First Internet Bank of Indiana funds the most here. CapBench is not a lender.
- $535K typical loan
- 2 lenders active in New Jersey
- 2+ funded New Jersey deals
- 14 days typical to fund
Buyers buying a computer systems design services in New Jersey typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.