Industry · lender intelligence
Financing a continuing care retirement communities acquisition
The SBA 7(a) lenders funding the most continuing care retirement communities acquisitions, ranked from public loan records — typical deal about $981K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance continuing care retirement communities
$1.84M
Typical loan
range $886K–$1.91M
$2.04M
Est. purchase price
≈ loan ÷ 90%
$281,372
Cash to close
$204,500 down + fees
$23,816/mo
Typical payment
~9.5% · 10yr
$328,661/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
20 days
Typical time to fund
6
Lenders competing
more = leverage
7.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in continuing care retirement communities
Ranked by funded continuing care retirement communities acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.57 loans · $74M · Winston-Salem, NCFull record →
- 2.44 loans · $25M · Spokane, WAFull record →
- 3.168 loans · $205M · Fishers, INFull record →
- 4.3,264 loans · $846M · Miami, FLFull record →
- 5.28 loans · $35M · West Memphis, ARFull record →
6+ funded continuing care retirement communities deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Apex Adult Family Homes and Rehab LLC in Edmonds, WA — $1.8M (2025) · purchase · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 13 days
- Approved
- 6/27/2025
- First disbursed
- 7/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Continuing Care Retirement Communities
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $205K
- Est. cash at closing
- $281K
- Monthly payment
- $15,762
- Annual debt service
- $189K
- Cash flow needed (1.25×)
- $236K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Evolve Bank and Trust · Lender record →
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- WILLISTON RD LLC in Aiken, SC — $810K (2023) · purchase · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $608K (75%)
- Approval → funding
- 20 days
- Approved
- 9/7/2023
- First disbursed
- 9/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Continuing Care Retirement Communities
If you were the buyer here
- Est. deal size
- $900K
- Est. down payment (10%)
- $90K
- Est. cash at closing
- $123K
- Monthly payment
- $8,233
- Annual debt service
- $99K
- Cash flow needed (1.25×)
- $124K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
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- Centennial Inn Cares LLC in Oshkosh, WI — $1.9M (2022) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 28 days
- Approved
- 8/4/2022
- First disbursed
- 9/1/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Continuing Care Retirement Communities
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $212K
- Est. cash at closing
- $292K
- Monthly payment
- $14,442
- Annual debt service
- $173K
- Cash flow needed (1.25×)
- $217K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- TRICK COIN LLC in Boise, ID — $886K (2022) · purchase · Washington Trust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $665K (75%)
- Approval → funding
- 8 days
- Approved
- 6/28/2022
- First disbursed
- 7/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Continuing Care Retirement Communities
If you were the buyer here
- Est. deal size
- $984K
- Est. down payment (10%)
- $98K
- Est. cash at closing
- $135K
- Monthly payment
- $5,179
- Annual debt service
- $62K
- Cash flow needed (1.25×)
- $78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Washington Trust Bank · Lender record →
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- Harmony House Business LLC in Statesville, NC — $4.2M (2021) · purchase · Truliant FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (89%)
- Approval → funding
- 2 days
- Approved
- 9/28/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Continuing Care Retirement Communities
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $470K
- Est. cash at closing
- $650K
- Monthly payment
- $23,512
- Annual debt service
- $282K
- Cash flow needed (1.25×)
- $353K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
- You Are Home Properties LLC in Jim Falls, WI — $1.2M (2021) · purchase · Citizens Community Federal National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 273 months
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 77 days
- Approved
- 8/10/2021
- First disbursed
- 10/26/2021
- Loan status
- Failed — $394K charged off (2/26/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Continuing Care Retirement Communities
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $134K
- Est. cash at closing
- $183K
- Monthly payment
- $7,723
- Annual debt service
- $93K
- Cash flow needed (1.25×)
- $116K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Community Federal National Association
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to continuing care retirement communities businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a continuing care retirement communities acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Truliant FCU funds the most. CapBench is not a lender.
- $981K typical loan
- 6 lenders fund the industry
- 20 days typical to fund
Buyers researching a continuing care retirement communities deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.