Financing a custom computer programming services acquisition in Florida

State:

The SBA 7(a) lenders funding the most custom computer programming services acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance custom computer programming services in Florida

$923K

Typical loan

range $300K–$1.92M

$1.03M

Est. purchase price

≈ loan ÷ 90%

$140,599

Cash to close

$102,533 down + fees

$11,941/mo

Typical payment

~9.5% · 10yr

$164,786/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

8.7%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in custom computer programming services · Florida

Ranked by funded custom computer programming services acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.168 loans · $205M · Fishers, INFull record →

10+ funded Custom Computer Programming Services in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

AutoRaptor in Sarasota, FL — $3.0M (2025) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
19 days
Approved
11/27/2024
First disbursed
12/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$339K
Est. cash at closing
$468K
Monthly payment
$41,583
Annual debt service
$499K
Cash flow needed (1.25×)
$624K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Etchasoft, Incorporated in Jacksonville, FL — $1.6M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.99% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
16 days
Approved
5/14/2025
First disbursed
5/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$175K
Est. cash at closing
$240K
Monthly payment
$19,046
Annual debt service
$229K
Cash flow needed (1.25×)
$286K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Etchasoft, Incorporated in Jacksonville, FL — $300K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (50%)
Approved
5/14/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$4,006
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Etchasoft, Incorporated in Jacksonville, FL — $300K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (50%)
Approved
5/19/2025
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$4,006
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Knowledge Accelerators LLC in Saint Petersburg, FL — $3.2M (2023) · purchase · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
10.37% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
21 days
Approved
9/14/2023
First disbursed
10/5/2023
Loan status
Payments deferred
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$354K
Est. cash at closing
$490K
Monthly payment
$42,812
Annual debt service
$514K
Cash flow needed (1.25×)
$642K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Knowledge Accelerators LLC in Saint Petersburg, FL — $100K (2023) · purchase · First National Bank of Pennsylvania
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.37% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
21 days
Approved
9/14/2023
First disbursed
10/5/2023
Loan status
Payments deferred
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,342
Annual debt service
$16K
Cash flow needed (1.25×)
$20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Aquarius Entertainment LLC in Pompano Beach, FL — $595K (2022) · purchase · MVB Bank, Inc.
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$446K (75%)
Approval → funding
17 days
Approved
9/14/2022
First disbursed
10/1/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$661K
Est. down payment (10%)
$66K
Est. cash at closing
$88K
Monthly payment
$7,297
Annual debt service
$88K
Cash flow needed (1.25×)
$109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by MVB Bank, Inc.
Your business? Claim this record · Request removal
Remote Technical Solutions Incorporated in Palm Coast, FL — $923K (2021) · purchase · First Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$692K (75%)
Approval → funding
120 days
Approved
12/9/2020
First disbursed
4/8/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$103K
Est. cash at closing
$141K
Monthly payment
$10,245
Annual debt service
$123K
Cash flow needed (1.25×)
$154K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
NimbusNow, LLC in Clearwater, FL — $854K (2021) · purchase · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$769K (90%)
Approval → funding
11 days
Approved
7/22/2021
First disbursed
8/2/2021
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$949K
Est. down payment (10%)
$95K
Est. cash at closing
$130K
Monthly payment
$9,481
Annual debt service
$114K
Cash flow needed (1.25×)
$142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
SIMPHONICS, INC. in Tampa, FL — $1.9M (2020) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
40 days
Approved
11/21/2019
First disbursed
12/31/2019
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$213K
Est. cash at closing
$294K
Monthly payment
$22,046
Annual debt service
$265K
Cash flow needed (1.25×)
$331K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to custom computer programming services businesses with a Florida project address.

Agent summary

How to finance a custom computer programming services acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$543K typical loan
7 lenders active in Florida
10+ funded Florida deals
21 days typical to fund

Buyers buying a custom computer programming services in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All custom computer programming services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/custom-computer-programming-services/florida
API:: https://www.capbench.com/api/public/lenders?industry=custom-computer-programming-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.