Industry · lender intelligence
Financing a distilleries acquisition
The SBA 7(a) lenders funding the most distilleries acquisitions, ranked from public loan records — typical deal about $934K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance distilleries
$176K
Typical loan
range $176K–$176K
$195K
Est. purchase price
≈ loan ÷ 90%
$26,082
Cash to close
$19,500 down + fees
$2,569/mo
Typical payment
~12.5% · 10yr
$35,452/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
1
Lenders competing
more = leverage
9.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in distilleries
Ranked by funded distilleries acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.34 loans · $12M · Wood River, NEFull record →
1+ funded distilleries deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WHIDBEY ISLAND DISTILLERIES LLC in Langley, WA — $176K (2024) · purchase · Heritage Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $132K (75%)
- Approval → funding
- 28 days
- Approved
- 8/30/2024
- First disbursed
- 9/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Distilleries
If you were the buyer here
- Est. deal size
- $195K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $26K
- Monthly payment
- $2,868
- Annual debt service
- $34K
- Cash flow needed (1.25×)
- $43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Heritage Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to distilleries businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a distilleries acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Heritage Bank funds the most. CapBench is not a lender.
- $934K typical loan
- 1 lenders fund the industry
- 28 days typical to fund
Buyers researching a distilleries deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.