Industry · lender intelligence

Financing a electric power distribution acquisition

State:

The SBA 7(a) lenders funding the most electric power distribution acquisitions, ranked from public loan records — typical deal about $1.1M. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance electric power distribution

$3.26M

Typical loan

range $216K–$4.75M

$3.62M

Est. purchase price

≈ loan ÷ 90%

$500,310

Cash to close

$362,222 down + fees

$42,184/mo

Typical payment

~9.5% · 10yr

$582,139/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

9.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in electric power distribution

Ranked by funded electric power distribution acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.8 loans · $2M · Latham, NYFull record →
2.9 loans · $13M · Atlanta, GAFull record →
3.57 loans · $74M · Winston-Salem, NCFull record →

3+ funded electric power distribution deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Oash LLC in Sacramento, CA — $4.8M (2024) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
107 months
SBA guaranteed
$3.6M (75%)
Approval → funding
8 days
Approved
6/13/2024
First disbursed
6/21/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Electric Power Distribution
If you were the buyer here
Est. deal size
$5.3M
Est. down payment (10%)
$528K
Est. cash at closing
$730K
Monthly payment
$70,511
Annual debt service
$846K
Cash flow needed (1.25×)
$1.1M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
Energy Professionals, LLC in Clearwater, FL — $3.3M (2023) · purchase · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
22 days
Approved
1/11/2023
First disbursed
2/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Electric Power Distribution
If you were the buyer here
Est. deal size
$3.6M
Est. down payment (10%)
$362K
Est. cash at closing
$500K
Monthly payment
$41,296
Annual debt service
$496K
Cash flow needed (1.25×)
$619K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
H2Q Energy, LLC in Harrisburg, PA — $216K (2022) · purchase · NYBDC Local Development Corporation dba Pursuit Community Finance
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$162K (75%)
Approval → funding
26 days
Approved
9/16/2022
First disbursed
10/12/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Electric Power Distribution
If you were the buyer here
Est. deal size
$240K
Est. down payment (10%)
$24K
Est. cash at closing
$32K
Monthly payment
$2,795
Annual debt service
$34K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NYBDC Local Development Corporation dba Pursuit Community Finance · Lender record →
Your business? Claim this record · Request removal

Financing a electric power distribution deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to electric power distribution businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a electric power distribution acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. NYBDC Local Development Corporation dba Pursuit Community Finance funds the most. CapBench is not a lender.

$1.1M typical loan
3 lenders fund the industry
22 days typical to fund

Buyers researching a electric power distribution deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/electric-power-distribution
API:: https://www.capbench.com/api/public/lenders?industry=electric-power-distribution
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.