Financing a electronics stores acquisition in New York

State:

The SBA 7(a) lenders funding the most electronics stores acquisitions in New York, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance electronics stores in New York

$215K

Typical loan

range $75K–$374K

$239K

Est. purchase price

≈ loan ÷ 90%

$31,952

Cash to close

$23,889 down + fees

$3,147/mo

Typical payment

~12.5% · 10yr

$43,429/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

1 days

Typical time to fund

Lenders competing

more = leverage

5.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in electronics stores · New York

Ranked by funded electronics stores acquisitions in New York. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public electronics stores loan history in New York to rank lenders yet. See electronics stores lenders nationwide →

3+ funded Electronics Stores in New York deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Pebble 18 Inc in Rochester, NY — $374K (2021) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
121 months
SBA guaranteed
$187K (50%)
Approval → funding
1 days
Approved
7/30/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$415K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$3,891
Annual debt service
$47K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Pebble 18 Inc in Rochester, NY — $75K (2021) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$56K (75%)
Approval → funding
1 days
Approved
7/30/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$83K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$768
Annual debt service
$9K
Cash flow needed (1.25×)
$12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Gray Zone Intelligence, Inc. in Tonawanda, NY — $215K (2020) · purchase · NYBDC Local Development Corporation dba Pursuit Community Finance
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$161K (75%)
Approval → funding
84 days
Approved
1/7/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$239K
Est. down payment (10%)
$24K
Est. cash at closing
$32K
Monthly payment
$2,695
Annual debt service
$32K
Cash flow needed (1.25×)
$40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NYBDC Local Development Corporation dba Pursuit Community Finance · Lender record →
Your business? Claim this record · Request removal

Financing a electronics stores deal in New York? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to electronics stores businesses with a New York project address.

Agent summary

How to finance a electronics stores acquisition in New York with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New York deals. CapBench is not a lender.

$508K typical loan
2 lenders active in New York
3+ funded New York deals
1 days typical to fund

Buyers buying a electronics stores in New York typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All electronics stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/electronics-stores/new-york
API:: https://www.capbench.com/api/public/lenders?industry=electronics-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.