Retail & Shops · lender intelligence

Financing a electronics stores acquisition

State:

The SBA 7(a) lenders funding the most electronics stores acquisitions, ranked from public loan records — typical deal about $508K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance electronics stores

$312K

Typical loan

range $203K–$522K

$347K

Est. purchase price

≈ loan ÷ 90%

$46,367

Cash to close

$34,667 down + fees

$4,298/mo

Typical payment

~11% · 10yr

$59,312/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

6.91%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in electronics stores

Ranked by funded electronics stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,927 loans · $207M · Buffalo, NYFull record →
3.24 loans · $22M · College Station, TXFull record →
4.26 loans · $26M · Billings, MTFull record →
5.8 loans · $2M · Latham, NYFull record →
6.44 loans · $25M · Spokane, WAFull record →
7.139 loans · $102M · Los Angeles, CAFull record →
8.78 loans · $53M · Birmingham, ALFull record →
9.1 loans · $1M · Lincoln, NEFull record →
10.2 loans · $1M · Atlanta, GAFull record →
11.29 loans · $28M · Quincy, CAFull record →
12.19 loans · $5M · Bessemer, ALFull record →
13.6 loans · $6M · Oakland, CAFull record →
14.4 loans · $1M · Asheville, NCFull record →
15.78 loans · $79M · New Orleans, LAFull record →
16.95 loans · $67M · New York, NYFull record →
17.46 loans · $85M · Salt Lake City, UTFull record →

23+ funded electronics stores deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ROBISON DIGITAL SOLUTIONS LLC in Fishers, IN — $1.4M (2024) · purchase · Grasshopper Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
29 days
Approved
5/16/2024
First disbursed
6/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$154K
Est. cash at closing
$211K
Monthly payment
$19,444
Annual debt service
$233K
Cash flow needed (1.25×)
$292K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Grasshopper Bank National Association · Lender record →
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Systems Plus Computers, Inc. in Lebanon, NH — $522K (2024) · purchase · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$392K (75%)
Approval → funding
22 days
Approved
2/22/2024
First disbursed
3/15/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$580K
Est. down payment (10%)
$58K
Est. cash at closing
$78K
Monthly payment
$7,265
Annual debt service
$87K
Cash flow needed (1.25×)
$109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Milestone Bank · Lender record →
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Mackenna Camille Designs, Inc. in Kalispell, MT — $182K (2024) · purchase · Freedom Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$91K (50%)
Approval → funding
27 days
Approved
10/12/2023
First disbursed
11/8/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$202K
Est. down payment (10%)
$20K
Est. cash at closing
$27K
Monthly payment
$2,405
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Freedom Bank
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Mackenna Camille Designs, Inc. in Kalispell, MT — $91K (2024) · purchase · Freedom Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
24 mo (2 yrs)
SBA guaranteed
$46K (50%)
Approval → funding
38 days
Approved
10/13/2023
First disbursed
11/20/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$101K
Est. down payment (10%)
$10K
Est. cash at closing
$13K
Monthly payment
$4,199
Annual debt service
$50K
Cash flow needed (1.25×)
$63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Freedom Bank
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Electronics World, Inc in Gainesville, FL — $441K (2023) · purchase · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$331K (75%)
Approval → funding
13 days
Approved
2/24/2023
First disbursed
3/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$490K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$5,894
Annual debt service
$71K
Cash flow needed (1.25×)
$88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
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Allfri, Inc. in Eugene, OR — $656K (2022) · purchase · Summit Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$492K (75%)
Approval → funding
24 days
Approved
1/7/2022
First disbursed
1/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$729K
Est. down payment (10%)
$73K
Est. cash at closing
$97K
Monthly payment
$7,281
Annual debt service
$87K
Cash flow needed (1.25×)
$109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal
Beacon Audio Video Systems Inc. in Dayton, OH — $240K (2022) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approval → funding
7 days
Approved
6/23/2022
First disbursed
6/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$266K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$2,513
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
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The Sound Connection, INC in Waite Park, MN — $150K (2022) · purchase · Kensington Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
25 months
SBA guaranteed
$75K (50%)
Approval → funding
35 days
Approved
1/20/2022
First disbursed
2/24/2022
Loan status
Paid in full (3/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$6,330
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Kensington Bank
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Never Enough Productions LLC in Asheville, NC — $125K (2022) · purchase · Mountain Bizcapital, Inc.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$106K (85%)
Approval → funding
54 days
Approved
1/20/2022
First disbursed
3/15/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$139K
Est. down payment (10%)
$14K
Est. cash at closing
$18K
Monthly payment
$1,484
Annual debt service
$18K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Bizcapital, Inc. · Lender record →
Your business? Claim this record · Request removal
CORRIDOR VENTURES MICHIGAN, INC. in Ortonville, MI — $4.0M (2021) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.6M (90%)
Approval → funding
39 days
Approved
8/23/2021
First disbursed
10/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
41
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$4.5M
Est. down payment (10%)
$448K
Est. cash at closing
$619K
Monthly payment
$42,723
Annual debt service
$513K
Cash flow needed (1.25×)
$641K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Stuart Cellular LLC in Owosso, MI — $988K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$889K (90%)
Approval → funding
0 days
Approved
3/25/2021
First disbursed
3/25/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$151K
Monthly payment
$10,722
Annual debt service
$129K
Cash flow needed (1.25×)
$161K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
COMPLIANCE ENGINEERING PRODUCTS AND SERVICES, INC. in San Diego, CA — $400K (2021) · purchase · Plumas Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (90%)
Approval → funding
142 days
Approved
9/28/2021
First disbursed
2/17/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$444K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$4,341
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
Eirvin Enterprises LLC in Saint Louis, MO — $376K (2021) · purchase · Regions Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$282K (75%)
Approval → funding
15 days
Approved
1/14/2021
First disbursed
1/29/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$418K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$4,179
Annual debt service
$50K
Cash flow needed (1.25×)
$63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Pebble 18 Inc in Rochester, NY — $374K (2021) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
121 months
SBA guaranteed
$187K (50%)
Approval → funding
1 days
Approved
7/30/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$415K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$3,891
Annual debt service
$47K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Barnes Technology Group, LLC., in Sandy Springs, GA — $300K (2021) · purchase · Citizens Trust Bank
Program
7a General
Rate at approval
6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$270K (90%)
Approval → funding
32 days
Approved
9/10/2021
First disbursed
10/12/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,331
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Trust Bank · Lender record →
Your business? Claim this record · Request removal
Musarts, LLC in Los Angeles, CA — $297K (2021) · purchase · U.S. Bank, National Association
Program
7a General
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$267K (90%)
Approval → funding
16 days
Approved
4/21/2021
First disbursed
5/7/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$330K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$3,260
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
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Fitumi LLC in Largo, FL — $275K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$248K (90%)
Approval → funding
5 days
Approved
5/9/2021
First disbursed
5/14/2021
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$306K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,019
Annual debt service
$36K
Cash flow needed (1.25×)
$45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Pebble 18 Inc in Rochester, NY — $75K (2021) · purchase · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$56K (75%)
Approval → funding
1 days
Approved
7/30/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$83K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$768
Annual debt service
$9K
Cash flow needed (1.25×)
$12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Pearl Computers LLC in Englewood, CO — $1.5M (2020) · purchase · Hanmi Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
5 days
Approved
2/20/2020
First disbursed
2/25/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$165K
Est. cash at closing
$227K
Monthly payment
$9,568
Annual debt service
$115K
Cash flow needed (1.25×)
$144K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
Cerebral Technology Services LLC in Oviedo, FL — $383K (2020) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$287K (75%)
Approval → funding
64 days
Approved
4/27/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Electronics Stores
If you were the buyer here
Est. deal size
$425K
Est. down payment (10%)
$43K
Est. cash at closing
$57K
Monthly payment
$4,152
Annual debt service
$50K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to electronics stores businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a electronics stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$508K typical loan
20 lenders fund the industry
29 days typical to fund

Buyers researching a electronics stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/electronics-stores
API:: https://www.capbench.com/api/public/lenders?industry=electronics-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.