Financing a engineering services acquisition in Texas

State:

The SBA 7(a) lenders funding the most engineering services acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance engineering services in Texas

$1.19M

Typical loan

range $489K–$1.55M

$1.32M

Est. purchase price

≈ loan ÷ 90%

$181,310

Cash to close

$132,222 down + fees

$15,398/mo

Typical payment

~9.5% · 10yr

$212,492/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

27 days

Typical time to fund

Lenders competing

more = leverage

7.88%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in engineering services · Texas

Ranked by funded engineering services acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.78 loans · $53M · Birmingham, ALFull record →
2.112 loans · $112M · Irving, TXFull record →
3.2 loans · $1M · Texas City, TXFull record →
4.4 loans · $8M · Houston, TXFull record →

14+ funded Engineering Services in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RMS Controls, Inc. in Spring, TX — $2.0M (2026) · purchase · Regions Bank
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$222K
Est. cash at closing
$306K
Monthly payment
$23,740
Annual debt service
$285K
Cash flow needed (1.25×)
$356K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Widget Controls LLC in Houston, TX — $1.0M (2026) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
42 days
Approved
1/12/2026
First disbursed
2/23/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$12,803
Annual debt service
$154K
Cash flow needed (1.25×)
$192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Coastal Automation Services, Inc. in Beaumont, TX — $845K (2026) · purchase · Texas First Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$634K (75%)
Approval → funding
7 days
Approved
12/12/2025
First disbursed
12/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$939K
Est. down payment (10%)
$94K
Est. cash at closing
$129K
Monthly payment
$10,477
Annual debt service
$126K
Cash flow needed (1.25×)
$157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas First Bank · Lender record →
Your business? Claim this record · Request removal
Langford Engineering, Inc. in Houston, TX — $1.6M (2025) · purchase · Gulf Capital Bank
Program
7a General
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
31 days
Approved
5/12/2025
First disbursed
6/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$172K
Est. cash at closing
$237K
Monthly payment
$20,269
Annual debt service
$243K
Cash flow needed (1.25×)
$304K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Capital Bank · Lender record →
Your business? Claim this record · Request removal
EGA Consultants LLC in Lufkin, TX — $1.5M (2025) · purchase · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
204 mo (17 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
27 days
Approved
7/25/2025
First disbursed
8/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$167K
Est. cash at closing
$230K
Monthly payment
$14,898
Annual debt service
$179K
Cash flow needed (1.25×)
$223K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
EGA Consultants LLC in Lufkin, TX — $200K (2025) · purchase · Hancock Whitney Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
26 days
Approved
7/25/2025
First disbursed
8/20/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,588
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
WaterEngineers, Inc in Cypress, TX — $1.6M (2023) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
9.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
17 days
Approved
1/20/2023
First disbursed
2/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$178K
Est. cash at closing
$244K
Monthly payment
$20,910
Annual debt service
$251K
Cash flow needed (1.25×)
$314K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Leavins Engineering & Design LLC in Beaumont, TX — $1.4M (2023) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
14 days
Approved
1/19/2023
First disbursed
2/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$152K
Est. cash at closing
$209K
Monthly payment
$18,091
Annual debt service
$217K
Cash flow needed (1.25×)
$271K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CMJ Engineering and Testing Inc in Fort Worth, TX — $1.8M (2022) · purchase · BOKF, National Association
Program
Preferred Lenders Program
Rate at approval
4.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
49 days
Approved
12/9/2021
First disbursed
1/27/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$195K
Est. cash at closing
$268K
Monthly payment
$18,161
Annual debt service
$218K
Cash flow needed (1.25×)
$272K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BOKF, National Association · Lender record →
Your business? Claim this record · Request removal
KMCE, Inc. in Dallas, TX — $1.2M (2022) · purchase · Prosperity Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$893K (75%)
Approved
9/15/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$132K
Est. cash at closing
$181K
Monthly payment
$13,512
Annual debt service
$162K
Cash flow needed (1.25×)
$203K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Prosperity Bank · Lender record →
Your business? Claim this record · Request removal
Donna Caravaggio, LLC in Texas City, TX — $1.1M (2022) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$848K (75%)
Approved
1/6/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
38
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$126K
Est. cash at closing
$172K
Monthly payment
$6,606
Annual debt service
$79K
Cash flow needed (1.25×)
$99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
KMCE, INC. in Dallas, TX — $175K (2022) · purchase · Prosperity Bank
Program
Standard Asset Base Working Capital Line
Subprogram
Standard Asset Based
Rate at approval
6.5% variable
Term
24 mo (2 yrs)
SBA guaranteed
$131K (75%)
Approved
9/15/2022
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$194K
Est. down payment (10%)
$19K
Est. cash at closing
$26K
Monthly payment
$7,796
Annual debt service
$94K
Cash flow needed (1.25×)
$117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Prosperity Bank · Lender record →
Your business? Claim this record · Request removal
BAY ENVIRONMENTAL INC. in Houston, TX — $150K (2022) · purchase · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
29 days
Approved
9/6/2022
First disbursed
10/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,860
Annual debt service
$22K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
CenTex Engineering and Design, LLC in Spring, TX — $489K (2020) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$367K (75%)
Approval → funding
22 days
Approved
9/8/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Engineering Services
If you were the buyer here
Est. deal size
$543K
Est. down payment (10%)
$54K
Est. cash at closing
$73K
Monthly payment
$5,307
Annual debt service
$64K
Cash flow needed (1.25×)
$80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal

Financing a engineering services deal in Texas? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to engineering services businesses with a Texas project address.

Agent summary

How to finance a engineering services acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. Regions Bank funds the most here. CapBench is not a lender.

$715K typical loan
12 lenders active in Texas
14+ funded Texas deals
27 days typical to fund

Buyers buying a engineering services in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All engineering services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/engineering-services/texas
API:: https://www.capbench.com/api/public/lenders?industry=engineering-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.