Financing a finish carpentry contractors acquisition in Utah

State:

Arizona (5)Arkansas (1)California (6)Connecticut (1)Florida (9)Georgia (1)Idaho (3)Illinois (3)Indiana (3)Kansas (1)Maine (1)Massachusetts (2)

The SBA 7(a) lenders funding the most finish carpentry contractors acquisitions in Utah, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance finish carpentry contractors in Utah

$308K

Typical loan

range $225K–$1.07M

$342K

Est. purchase price

≈ loan ÷ 90%

$45,772

Cash to close

$34,222 down + fees

$4,243/mo

Typical payment

~11% · 10yr

$58,553/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

8.85%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in finish carpentry contractors · Utah

Ranked by funded finish carpentry contractors acquisitions in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.

1.618 loans · $171M · Salt Lake City, UTFull record →
2.24 loans · $9M · Logan, UTFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →

5+ funded Finish Carpentry Contractors in Utah deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JK ANDERSON HOLDINGS LLC in Smithfield, UT — $308K (2026) · purchase · Cache Valley Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$231K (75%)
Approval → funding
30 days
Approved
1/28/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Finish Carpentry Contractors
If you were the buyer here
Est. deal size
$342K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,943
Annual debt service
$47K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal
Frandsen Construction LLC in Layton, UT — $1.6M (2025) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
7 days
Approved
4/30/2025
First disbursed
5/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Finish Carpentry Contractors
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$178K
Est. cash at closing
$244K
Monthly payment
$21,350
Annual debt service
$256K
Cash flow needed (1.25×)
$320K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
M2 ENTERPRISES LLC in Centerville, UT — $1.1M (2025) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
7.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$803K (75%)
Approval → funding
4 days
Approved
7/14/2025
First disbursed
7/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Finish Carpentry Contractors
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$119K
Est. cash at closing
$163K
Monthly payment
$12,853
Annual debt service
$154K
Cash flow needed (1.25×)
$193K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
High Country Iron Doors LLC in West Jordan, UT — $50K (2025) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (85%)
Approval → funding
39 days
Approved
5/22/2025
First disbursed
6/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Finish Carpentry Contractors
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$668
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
LogCraft General Contractors LLC. in Heber City, UT — $225K (2020) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approval → funding
34 days
Approved
2/26/2020
First disbursed
3/31/2020
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Finish Carpentry Contractors
If you were the buyer here
Est. deal size
$250K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$2,584
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal

Financing a finish carpentry contractors deal in Utah? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to finish carpentry contractors businesses with a Utah project address.

Agent summary

How to finance a finish carpentry contractors acquisition in Utah with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Utah deals. Zions Bank, A Division of funds the most here. CapBench is not a lender.

$335K typical loan
3 lenders active in Utah
5+ funded Utah deals
30 days typical to fund

Buyers buying a finish carpentry contractors in Utah typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All finish carpentry contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/finish-carpentry-contractors/utah
API:: https://www.capbench.com/api/public/lenders?industry=finish-carpentry-contractors&state=UT
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.