Lender intelligence
Financing a floor covering stores acquisition in Florida
The SBA 7(a) lenders funding the most floor covering stores acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance floor covering stores in Florida
$4.60M
Typical loan
range $652K–$5.00M
$5.11M
Est. purchase price
≈ loan ÷ 90%
$706,986
Cash to close
$511,111 down + fees
$59,523/mo
Typical payment
~9.5% · 10yr
$821,417/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
3
Lenders competing
more = leverage
4.92%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in floor covering stores · Florida
Ranked by funded floor covering stores acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public floor covering stores loan history in Florida to rank lenders yet. See floor covering stores lenders nationwide →
3+ funded Floor Covering Stores in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Stewart's Carpet Gallery Inc in Tampa, FL — $5.0M (2021) · purchase · DFCU Financial
- Program
- 7a General
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 9 days
- Approved
- 2/3/2021
- First disbursed
- 2/12/2021
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Floor Covering Stores
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $51,819
- Annual debt service
- $622K
- Cash flow needed (1.25×)
- $777K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
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- Mogo Home LLC in Stuart, FL — $4.6M (2021) · purchase · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.5M (75%)
- Approval → funding
- 0 days
- Approved
- 8/27/2021
- First disbursed
- 8/27/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Floor Covering Stores
If you were the buyer here
- Est. deal size
- $5.1M
- Est. down payment (10%)
- $511K
- Est. cash at closing
- $707K
- Monthly payment
- $25,568
- Annual debt service
- $307K
- Cash flow needed (1.25×)
- $384K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- T.A. Stillinger, LLC in Vero Beach, FL — $652K (2020) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $489K (75%)
- Approval → funding
- 9 days
- Approved
- 9/16/2020
- First disbursed
- 9/25/2020
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Floor Covering Stores
If you were the buyer here
- Est. deal size
- $724K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $97K
- Monthly payment
- $7,157
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Financing a floor covering stores deal in Florida? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to floor covering stores businesses with a Florida project address.
Agent summary
How to finance a floor covering stores acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. CapBench is not a lender.
- $787K typical loan
- 3 lenders active in Florida
- 3+ funded Florida deals
- 9 days typical to fund
Buyers buying a floor covering stores in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.