Financing a floor covering stores acquisition in Florida

State:

California (1)Delaware (1)Georgia (1)Idaho (2)Illinois (1)Indiana (2)Michigan (3)Minnesota (4)Mississippi (1)Nevada (1)New Hampshire (1)New Mexico (1)

The SBA 7(a) lenders funding the most floor covering stores acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance floor covering stores in Florida

$4.60M

Typical loan

range $652K–$5.00M

$5.11M

Est. purchase price

≈ loan ÷ 90%

$706,986

Cash to close

$511,111 down + fees

$60,154/mo

Typical payment

~9.75% · 10yr

$830,125/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

4.92%

Avg rate on record

cap ~10.00%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in floor covering stores · Florida

Ranked by funded floor covering stores acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.16 loans · $13M · Dearborn, MIFull record →
2.75 loans · $98M · Sioux Falls, SDFull record →
3.23 loans · $30M · Stuart, FLFull record →

3+ funded Floor Covering Stores in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Stewart's Carpet Gallery Inc in Tampa, FL — $5.0M (2021) · purchase · DFCU Financial
Program
7a General
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
9 days
Approved
2/3/2021
First disbursed
2/12/2021
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
Change of Ownership
Industry
Floor Covering Stores
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$51,819
Annual debt service
$622K
Cash flow needed (1.25×)
$777K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
Mogo Home LLC in Stuart, FL — $4.6M (2021) · purchase · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.5M (75%)
Approval → funding
0 days
Approved
8/27/2021
First disbursed
8/27/2021
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Floor Covering Stores
If you were the buyer here
Est. deal size
$5.1M
Est. down payment (10%)
$511K
Est. cash at closing
$707K
Monthly payment
$25,568
Annual debt service
$307K
Cash flow needed (1.25×)
$384K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
T.A. Stillinger, LLC in Vero Beach, FL — $652K (2020) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$489K (75%)
Approval → funding
9 days
Approved
9/16/2020
First disbursed
9/25/2020
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Floor Covering Stores
If you were the buyer here
Est. deal size
$724K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$7,157
Annual debt service
$86K
Cash flow needed (1.25×)
$107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal

Financing a floor covering stores deal in Florida? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to floor covering stores businesses with a Florida project address.

Agent summary

How to finance a floor covering stores acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. DFCU Financial funds the most here. CapBench is not a lender.

$787K typical loan
3 lenders active in Florida
3+ funded Florida deals
9 days typical to fund

Buyers buying a floor covering stores in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All floor covering stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/floor-covering-stores/florida
API:: https://www.capbench.com/api/public/lenders?industry=floor-covering-stores&state=FL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.