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Retail & Shops · lender intelligence

Financing a floor covering stores acquisition

The SBA 7(a) lenders funding the most floor covering stores acquisitions, ranked from public loan records — typical deal about $787K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance floor covering stores

$695K

Typical loan

range $475K–$1.19M

$772K

Est. purchase price

≈ loan ÷ 90%

$103,285

Cash to close

$77,222 down + fees

$8,993/mo

Typical payment

~9.5% · 10yr

$124,103/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

14 days

Typical time to fund

25

Lenders competing

more = leverage

5.06%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in floor covering stores

Ranked by funded floor covering stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.284 loans · $254M · Cincinnati, OHFull record →
  2. 2.1,296 loans · $1.4B · Wilmington, NCFull record →
  3. 3.4 loans · $2M · Frankfort, INFull record →
  4. 4.46 loans · $27M · Sartell, MNFull record →
  5. 5.23 loans · $21M · Greenwood Village, COFull record →
  6. 6.75 loans · $98M · Sioux Falls, SDFull record →
  7. 7.168 loans · $205M · Fishers, INFull record →
  8. 8.34 loans · $26M · Kalispell, MTFull record →
  9. 9.32 loans · $54M · Tupelo, MSFull record →
  10. 10.12 loans · $9M · Belzoni, MSFull record →
  11. 11.105 loans · $72M · Wilmington, DEFull record →
  12. 12.9 loans · $8M · Chelsea, MIFull record →
  13. 13.16 loans · $13M · Dearborn, MIFull record →
  14. 14.2,539 loans · $965M · Columbus, OHFull record →
  15. 15.242 loans · $281M · Chicago, ILFull record →
  16. 16.6 loans · $4M · Spokane Valley, WAFull record →
  17. 17.19 loans · $4M · Meredith, NHFull record →
  18. 18.139 loans · $102M · Los Angeles, CAFull record →
  19. 19.1,927 loans · $207M · Buffalo, NYFull record →
  20. 20.23 loans · $30M · Stuart, FLFull record →
  21. 21.29 loans · $28M · Quincy, CAFull record →

32+ funded floor covering stores deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • JNR Flooring Company in Cleveland, OH$863K (2022) · purchase · Fifth Third Bank
  • DOOR TO DOOR FLOORING LLC in Austin, TX$750K (2022) · purchase · Live Oak Banking Company
  • Floor Play Flooring, LLC in South Salt Lake, UT$475K (2022) · purchase · Community Banks of Colorado, A Division of NBH Bank
  • Floor Play Flooring, LLC in South Salt Lake, UT$475K (2022) · purchase · Community Banks of Colorado, A Division of NBH Bank
  • JNR Flooring Company in Cleveland, OH$100K (2022) · purchase · Fifth Third Bank
  • Hopkins Flooring, Inc. in Hopkins, MN$100K (2022) · purchase · American National Bank
  • DOOR TO DOOR FLOORING LLC in Austin, TX$100K (2022) · purchase · Live Oak Banking Company
  • HARPOR-KREE LLC in Saint Joseph, MN$33K (2022) · purchase · BankVista
  • Stewart's Carpet Gallery Inc in Tampa, FL$5.0M (2021) · purchase · DFCU Financial
  • Mogo Home LLC in Stuart, FL$4.6M (2021) · purchase · Seacoast National Bank
  • Lansing Tile & Mosaic, Inc. in Lansing, MI$3.5M (2021) · purchase · Chelsea State Bank
  • All In Floors, LLC in Oklahoma City, OK$2.4M (2021) · purchase · Live Oak Banking Company
  • Prosource of Spokane, LLC in Spokane, WA$1.4M (2021) · purchase · State Bank Northwest
  • HARPOR-KREE LLC in Saint Joseph, MN$1.4M (2021) · purchase · BankVista
  • DESERT DESIGN, INC. in Winnemucca, NV$910K (2021) · purchase · Plumas Bank
  • Superb Carpets & Flooring, Inc. in Wheaton, IL$800K (2021) · purchase · Byline Bank
  • TED Design, LLC in Grandville, MI$766K (2021) · purchase · The Huntington National Bank
  • Kenny's Carpet One in Carmel, NY$750K (2021) · purchase · Manufacturers and Traders Trust Company
  • The Floorworks NH, LLC in Campton, NH$612K (2021) · purchase · Meredith Village Savings Bank
  • WB Hollywood Holding Co. in Gardena, CA$552K (2021) · purchase · Hanmi Bank

Financing a floor covering stores deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to floor covering stores businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a floor covering stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Fifth Third Bank funds the most. CapBench is not a lender.

  • $787K typical loan
  • 25 lenders fund the industry
  • 0% default (FY20–23)
  • 14 days typical to fund

Buyers researching a floor covering stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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