Retail & Shops · lender intelligence
Financing a household appliance stores acquisition
The SBA 7(a) lenders funding the most household appliance stores acquisitions, ranked from public loan records — typical deal about $895K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance household appliance stores
$900K
Typical loan
range $450K–$1.20M
$1.00M
Est. purchase price
≈ loan ÷ 90%
$137,125
Cash to close
$100,000 down + fees
$11,646/mo
Typical payment
~9.5% · 10yr
$160,715/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
27 days
Typical time to fund
10
Lenders competing
more = leverage
5.36%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in household appliance stores
Ranked by funded household appliance stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.5 loans · $0M · Norway, MEFull record →
- 2.116 loans · $120M · Evansville, INFull record →
- 3.66 loans · $68M · Milford, IAFull record →
- 4.1,296 loans · $1.4B · Wilmington, NCFull record →
- 5.1 loans · $0M · Saint Louis, MOFull record →
- 6.31 loans · $24M · Malvern, PAFull record →
- 7.1 loans · $0M · Columbus, MSFull record →
- 8.1 loans · $1M · Lincoln, NEFull record →
11+ funded household appliance stores deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BONE ENTERPRISES, INC. in Knoxville, TN — $1.0M (2022) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $754K (75%)
- Approval → funding
- 15 days
- Approved
- 12/16/2021
- First disbursed
- 12/31/2021
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $112K
- Est. cash at closing
- $153K
- Monthly payment
- $11,035
- Annual debt service
- $132K
- Cash flow needed (1.25×)
- $166K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
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- Novo Masters Wholesale, Inc. in Rancho Cordova, CA — $5.0M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 2 days
- Approved
- 3/29/2021
- First disbursed
- 3/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $54,263
- Annual debt service
- $651K
- Cash flow needed (1.25×)
- $814K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- O'Reilly Properties LLC in Hilton Head Island, SC — $1.2M (2021) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 15 days
- Approved
- 8/2/2021
- First disbursed
- 8/17/2021
- Loan status
- Paid in full (1/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $133K
- Est. cash at closing
- $183K
- Monthly payment
- $7,549
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Triple J Project LLC in Louisville, MS — $935K (2021) · purchase · BankFirst Financial Services
- Program
- Preferred Lenders Program
- Rate at approval
- 3.99% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $842K (90%)
- Approval → funding
- 92 days
- Approved
- 8/22/2021
- First disbursed
- 11/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $104K
- Est. cash at closing
- $142K
- Monthly payment
- $5,661
- Annual debt service
- $68K
- Cash flow needed (1.25×)
- $85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankFirst Financial Services · Lender record →
Your business? Claim this record · Request removal
- Frost and Flame, Inc. in Gorham, ME — $602K (2021) · purchase · Norway Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $301K (50%)
- Approval → funding
- 54 days
- Approved
- 2/12/2021
- First disbursed
- 4/7/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $669K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $8,514
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Norway Savings Bank · Lender record →
Your business? Claim this record · Request removal
- Quality Maytag Inc. in Prescott, AZ — $478K (2021) · purchase · St. Louis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $430K (90%)
- Approval → funding
- 7 days
- Approved
- 5/21/2021
- First disbursed
- 5/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $531K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $5,307
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
- Frost and Flame, Inc. in Gorham, ME — $100K (2021) · purchase · Norway Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 34 days
- Approved
- 3/4/2021
- First disbursed
- 4/7/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,048
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Norway Savings Bank · Lender record →
Your business? Claim this record · Request removal
- LS Acquisition, LLC. in Pearl, MS — $1.3M (2020) · purchase · Story Bank d/b/a Story Financial Partners
- Program
- 7a General
- Rate at approval
- 5.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $998K (75%)
- Approval → funding
- 109 days
- Approved
- 11/12/2019
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (4/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $148K
- Est. cash at closing
- $203K
- Monthly payment
- $14,434
- Annual debt service
- $173K
- Cash flow needed (1.25×)
- $217K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Story Bank d/b/a Story Financial Partners
Your business? Claim this record · Request removal
- ADVANCED APPLIANCE HOLDINGS, LLC in Schaumburg, IL — $900K (2020) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $675K (75%)
- Approval → funding
- 19 days
- Approved
- 8/26/2020
- First disbursed
- 9/14/2020
- Loan status
- Paid in full (10/31/2022)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $100K
- Est. cash at closing
- $137K
- Monthly payment
- $9,414
- Annual debt service
- $113K
- Cash flow needed (1.25×)
- $141K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Schroeder's Corporation in Brainerd, MN — $450K (2020) · purchase · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 27 days
- Approved
- 9/3/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (11/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $8,707
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $131K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Prestigious Appliance LLC in Moody, AL — $261K (2020) · purchase · United Community Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $196K (75%)
- Approval → funding
- 145 days
- Approved
- 9/30/2020
- First disbursed
- 2/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Household Appliance Stores
If you were the buyer here
- Est. deal size
- $290K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $2,898
- Annual debt service
- $35K
- Cash flow needed (1.25×)
- $43K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to household appliance stores businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a household appliance stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Norway Savings Bank funds the most. CapBench is not a lender.
- $895K typical loan
- 10 lenders fund the industry
- 27 days typical to fund
Buyers researching a household appliance stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.