Lender intelligence
Financing a locksmiths acquisition in Oregon
The SBA 7(a) lenders funding the most locksmiths acquisitions in Oregon, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance locksmiths in Oregon
$725K
Typical loan
range $116K–$725K
$806K
Est. purchase price
≈ loan ÷ 90%
$110,462
Cash to close
$80,556 down + fees
$9,381/mo
Typical payment
~9.5% · 10yr
$129,458/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
39 days
Typical time to fund
2
Lenders competing
more = leverage
9.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in locksmiths · Oregon
Ranked by funded locksmiths acquisitions in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.26 loans · $26M · Billings, MTFull record →
2+ funded Locksmiths in Oregon deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 24 Hour Lock and Key LLC in Gresham, OR — $725K (2023) · purchase · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $544K (75%)
- Approval → funding
- 7 days
- Approved
- 7/31/2023
- First disbursed
- 8/7/2023
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $806K
- Est. down payment (10%)
- $81K
- Est. cash at closing
- $110K
- Monthly payment
- $9,987
- Annual debt service
- $120K
- Cash flow needed (1.25×)
- $150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Cy's Lock & Key, LLC in Bend, OR — $116K (2020) · purchase · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $99K (85%)
- Approval → funding
- 39 days
- Approved
- 12/23/2019
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $129K
- Est. down payment (10%)
- $13K
- Est. cash at closing
- $17K
- Monthly payment
- $1,362
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to locksmiths businesses with a Oregon project address.
Agent summary
How to finance a locksmiths acquisition in Oregon with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Oregon deals. United Midwest Savings Bank National Association funds the most here. CapBench is not a lender.
- $402K typical loan
- 2 lenders active in Oregon
- 2+ funded Oregon deals
- 39 days typical to fund
Buyers buying a locksmiths in Oregon typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.