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Industry · lender intelligence

Financing a locksmiths acquisition

The SBA 7(a) lenders funding the most locksmiths acquisitions, ranked from public loan records — typical deal about $402K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance locksmiths

$500K

Typical loan

range $250K–$1.04M

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

22

Lenders competing

more = leverage

8.42%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in locksmiths

Ranked by funded locksmiths acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.31 loans · $32M · Phoenix, AZFull record →
  2. 2.1,296 loans · $1.4B · Wilmington, NCFull record →
  3. 3.31 loans · $24M · Malvern, PAFull record →
  4. 4.46 loans · $25M · Richland, WAFull record →
  5. 5.196 loans · $21M · Boston, MAFull record →
  6. 6.21 loans · $5M · Spartanburg, SCFull record →
  7. 7.26 loans · $26M · Billings, MTFull record →
  8. 8.1 loans · $0M · Muscatine, IAFull record →
  9. 9.36 loans · $46M · Los Angeles, CAFull record →
  10. 10.28 loans · $35M · West Memphis, ARFull record →
  11. 11.1 loans · $1M · Lincoln, NEFull record →
  12. 12.21 loans · $11M · Little Rock, ARFull record →
  13. 13.618 loans · $171M · Salt Lake City, UTFull record →
  14. 14.575 loans · $220M · De Graff, OHFull record →
  15. 15.15 loans · $10M · Grand Forks, NDFull record →
  16. 16.2 loans · $0M · Haddon Heights, NJFull record →
  17. 17.102 loans · $119M · Saint Petersburg, FLFull record →
  18. 18.2,539 loans · $965M · Columbus, OHFull record →
  19. 19.105 loans · $51M · Fitzgerald, GAFull record →
  20. 20.154 loans · $26M · San Diego, CAFull record →
  21. 21.57 loans · $74M · Winston-Salem, NCFull record →

26+ funded locksmiths deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Leal Services, LLC in Leominster, MA$250K (2026) · purchase · Truliant FCU
  • Bonafide Lock and Safe, Inc in Kirkland, WA$845K (2025) · purchase · Gesa CU
  • J Hines, Inc in Lampasas, TX$500K (2025) · purchase · The Huntington National Bank
  • Cox Locks, Inc. in Vero Beach, FL$450K (2025) · purchase · Climate First Bank
  • H&R LOCKS, LLC in Clovis, NM$400K (2025) · purchase · The Bank of Clovis
  • Steel Locks Empire LLC in Houston, TX$227K (2025) · purchase · Colony Bank
  • ELITE LOCK AND SAFE in Monroe, WA$180K (2025) · purchase · CDC Small Business Finance Corp.
  • Bonafide Lock and Safe, Inc in Kirkland, WA$125K (2025) · purchase · Gesa CU
  • HADDON LOCKSMITH LLC in Oaklyn, NJ$276K (2024) · purchase · Haddon Savings Bank
  • Avid Door & Security Corporation in Nashua, NH$1.4M (2023) · purchase · Customers Bank
  • LOCK AND 3 BARRELS LLC in Minneapolis, MN$1.0M (2023) · purchase · Alerus Financial, National Association
  • 24 Hour Lock and Key LLC in Gresham, OR$725K (2023) · purchase · United Midwest Savings Bank National Association
  • Minuteman Inc. in Meridian, ID$593K (2023) · purchase · Zions Bank, A Division of
  • Avid Door & Security Corporation in Nashua, NH$350K (2023) · purchase · Customers Bank
  • Keytrader in Bartlett, TN$322K (2023) · purchase · ACC Capital
  • Heritage Lock LLC in Navarre, FL$4.6M (2022) · purchase · Pinnacle Bank
  • Benoit LLC in Denver, CO$2.3M (2022) · purchase · Banc of California
  • 342 W 6TH STREET, LLC in San Bernardino, CA$652K (2022) · purchase · Evolve Bank and Trust
  • ACME Lock Company LLC in Cincinnati, OH$3.6M (2021) · purchase · Live Oak Banking Company
  • ACME Lock Company LLC in Cincinnati, OH$500K (2021) · purchase · Live Oak Banking Company

Financing a locksmiths deal? Start with a lender that knows it

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to locksmiths businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a locksmiths acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Western Alliance Bank funds the most. CapBench is not a lender.

  • $402K typical loan
  • 22 lenders fund the industry
  • 22 days typical to fund

Buyers researching a locksmiths deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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