Lender intelligence
Financing a locksmiths acquisition in New Jersey
The SBA 7(a) lenders funding the most locksmiths acquisitions in New Jersey, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance locksmiths in New Jersey
$276K
Typical loan
range $276K–$276K
$307K
Est. purchase price
≈ loan ÷ 90%
$41,017
Cash to close
$30,667 down + fees
$3,802/mo
Typical payment
~11% · 10yr
$52,468/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
71 days
Typical time to fund
1
Lenders competing
more = leverage
11.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in locksmiths · New Jersey
Ranked by funded locksmiths acquisitions in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2 loans · $0M · Haddon Heights, NJFull record →
1+ funded Locksmiths in New Jersey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HADDON LOCKSMITH LLC in Oaklyn, NJ — $276K (2024) · purchase · Haddon Savings Bank
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $207K (75%)
- Approval → funding
- 71 days
- Approved
- 5/8/2024
- First disbursed
- 7/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $307K
- Est. down payment (10%)
- $31K
- Est. cash at closing
- $41K
- Monthly payment
- $3,880
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Haddon Savings Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to locksmiths businesses with a New Jersey project address.
Agent summary
How to finance a locksmiths acquisition in New Jersey with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded New Jersey deals. Haddon Savings Bank funds the most here. CapBench is not a lender.
- $402K typical loan
- 1 lenders active in New Jersey
- 1+ funded New Jersey deals
- 71 days typical to fund
Buyers buying a locksmiths in New Jersey typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.