Lender intelligence
Financing a locksmiths acquisition in Ohio
The SBA 7(a) lenders funding the most locksmiths acquisitions in Ohio, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance locksmiths in Ohio
$3.62M
Typical loan
range $500K–$3.62M
$4.02M
Est. purchase price
≈ loan ÷ 90%
$555,064
Cash to close
$401,667 down + fees
$46,777/mo
Typical payment
~9.5% · 10yr
$645,523/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
1
Lenders competing
more = leverage
5.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in locksmiths · Ohio
Ranked by funded locksmiths acquisitions in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public locksmiths loan history in Ohio to rank lenders yet. See locksmiths lenders nationwide →
2+ funded Locksmiths in Ohio deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ACME Lock Company LLC in Cincinnati, OH — $3.6M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 13 days
- Approved
- 12/18/2020
- First disbursed
- 12/31/2020
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $402K
- Est. cash at closing
- $555K
- Monthly payment
- $39,232
- Annual debt service
- $471K
- Cash flow needed (1.25×)
- $588K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- ACME Lock Company LLC in Cincinnati, OH — $500K (2021) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 13 days
- Approved
- 12/18/2020
- First disbursed
- 12/31/2020
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $5,365
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Financing a locksmiths deal in Ohio? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to locksmiths businesses with a Ohio project address.
Agent summary
How to finance a locksmiths acquisition in Ohio with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Ohio deals. CapBench is not a lender.
- $402K typical loan
- 1 lenders active in Ohio
- 2+ funded Ohio deals
- 13 days typical to fund
Buyers buying a locksmiths in Ohio typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.