Lender intelligence

Financing a machine shops acquisition in Massachusetts

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in Massachusetts, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in Massachusetts

$234K

Typical loan

range $200K–$1.22M

$260K

Est. purchase price

≈ loan ÷ 90%

$34,775

Cash to close

$26,000 down + fees

$3,425/mo

Typical payment

~12.5% · 10yr

$47,265/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

36 days

Typical time to fund

Lenders competing

more = leverage

6.62%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · Massachusetts

Ranked by funded machine shops acquisitions in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.

1.72 loans · $22M · Rockland, MAFull record →
2.7 loans · $1M · Marlborough, MAFull record →

4+ funded Machine Shops in Massachusetts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Keyes Quality Metals & Engineering, Inc. in Taunton, MA — $234K (2023) · purchase · Rockland Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.99% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$117K (50%)
Approval → funding
3 days
Approved
4/24/2023
First disbursed
4/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$260K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$3,531
Annual debt service
$42K
Cash flow needed (1.25×)
$53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Rockland Trust Company · Lender record →
Your business? Claim this record · Request removal
SJP Tool Inc in Marlborough, MA — $52K (2021) · purchase · St. Mary's CU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$26K (50%)
Approval → funding
104 days
Approved
5/12/2021
First disbursed
8/24/2021
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$58K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$735
Annual debt service
$9K
Cash flow needed (1.25×)
$11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Mary's CU · Lender record →
Your business? Claim this record · Request removal
Dalton Manufacturing Group, Inc in Amesbury, MA — $1.2M (2020) · purchase · HomeTrust Bank
Program
7a General
Rate at approval
7% variable
Term
122 months
SBA guaranteed
$911K (75%)
Approval → funding
9 days
Approved
1/23/2020
First disbursed
2/1/2020
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$135K
Est. cash at closing
$185K
Monthly payment
$13,947
Annual debt service
$167K
Cash flow needed (1.25×)
$209K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Dalton Manufacturing Group, Inc in Amesbury, MA — $200K (2020) · purchase · HomeTrust Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
36 days
Approved
1/24/2020
First disbursed
2/29/2020
Loan status
Past due
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,374
Annual debt service
$28K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal

Financing a machine shops deal in Massachusetts? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a Massachusetts project address.

Agent summary

How to finance a machine shops acquisition in Massachusetts with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Massachusetts deals. Rockland Trust Company funds the most here. CapBench is not a lender.

$1.1M typical loan
3 lenders active in Massachusetts
4+ funded Massachusetts deals
36 days typical to fund

Buyers buying a machine shops in Massachusetts typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/massachusetts
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.