Lender intelligence

Financing a machine shops acquisition in North Carolina

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in North Carolina, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in North Carolina

$1.83M

Typical loan

range $396K–$3.36M

$2.03M

Est. purchase price

≈ loan ÷ 90%

$279,906

Cash to close

$203,444 down + fees

$23,693/mo

Typical payment

~9.5% · 10yr

$326,963/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

20 days

Typical time to fund

Lenders competing

more = leverage

8.14%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · North Carolina

Ranked by funded machine shops acquisitions in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.138 loans · $276M · Sioux Falls, SDFull record →
3.1 loans · $1M · Lincoln, NEFull record →
4.46 loans · $47M · Asheville, NCFull record →
5.104 loans · $100M · Portsmouth, VAFull record →
6.318 loans · $229M · Osage Beach, MOFull record →

7+ funded Machine Shops in North Carolina deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Hadur Manufacturing, LLC in Sanford, NC — $3.4M (2026) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.5M (75%)
Approval → funding
15 days
Approved
12/2/2025
First disbursed
12/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$3.7M
Est. down payment (10%)
$373K
Est. cash at closing
$515K
Monthly payment
$28,174
Annual debt service
$338K
Cash flow needed (1.25×)
$423K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Franklin Machine Enterprise LLC in Franklin, NC — $2.0M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.99% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
74 days
Approved
6/27/2025
First disbursed
9/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$217K
Est. cash at closing
$299K
Monthly payment
$13,816
Annual debt service
$166K
Cash flow needed (1.25×)
$207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Wolf Industries LLC in Thomasville, NC — $1.8M (2025) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
20 days
Approved
9/30/2025
First disbursed
10/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$203K
Est. cash at closing
$280K
Monthly payment
$23,443
Annual debt service
$281K
Cash flow needed (1.25×)
$352K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Franklin Machine Enterprise LLC in Franklin, NC — $200K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approved
6/27/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,561
Annual debt service
$31K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RCK Machining, LLC in Ruffin, NC — $396K (2024) · purchase · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$297K (75%)
Approval → funding
7 days
Approved
7/19/2024
First disbursed
7/26/2024
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$440K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$5,511
Annual debt service
$66K
Cash flow needed (1.25×)
$83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
WINTERVILLE MACHINE WORKS, INC in Winterville, NC — $4.8M (2021) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$3.7M (78%)
Approval → funding
2 days
Approved
4/19/2021
First disbursed
4/21/2021
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
68
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$5.4M
Est. down payment (10%)
$536K
Est. cash at closing
$741K
Monthly payment
$38,747
Annual debt service
$465K
Cash flow needed (1.25×)
$581K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Scoggins Industrial Inc in Sharpsburg, NC — $1.4M (2021) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
139 months
SBA guaranteed
$1.2M (90%)
Approval → funding
32 days
Approved
7/31/2021
First disbursed
9/1/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
38
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$152K
Est. cash at closing
$209K
Monthly payment
$13,718
Annual debt service
$165K
Cash flow needed (1.25×)
$206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal

Financing a machine shops deal in North Carolina? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a North Carolina project address.

Agent summary

How to finance a machine shops acquisition in North Carolina with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded North Carolina deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$1.1M typical loan
6 lenders active in North Carolina
7+ funded North Carolina deals
20 days typical to fund

Buyers buying a machine shops in North Carolina typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/north-carolina
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops&state=NC
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.