Lender intelligence
Financing a nail salons acquisition in Missouri
The SBA 7(a) lenders funding the most nail salons acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance nail salons in Missouri
$230K
Typical loan
range $50K–$610K
$256K
Est. purchase price
≈ loan ÷ 90%
$34,181
Cash to close
$25,556 down + fees
$3,367/mo
Typical payment
~12.5% · 10yr
$46,465/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
39 days
Typical time to fund
2
Lenders competing
more = leverage
9.83%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in nail salons · Missouri
Ranked by funded nail salons acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.116 loans · $120M · Evansville, INFull record →
3+ funded Nail Salons in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- TINTS POLISH LLC in Saint Louis, MO — $610K (2024) · purchase · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 119 months
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 39 days
- Approved
- 8/26/2024
- First disbursed
- 10/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Nail Salons
If you were the buyer here
- Est. deal size
- $678K
- Est. down payment (10%)
- $68K
- Est. cash at closing
- $91K
- Monthly payment
- $7,933
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
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- TINTS POLISH LLC in Saint Louis, MO — $50K (2024) · purchase · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 170 days
- Approved
- 8/26/2024
- First disbursed
- 2/12/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Nail Salons
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $661
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Hali T. Nguyen in Springfield, MO — $230K (2023) · purchase · Ozark Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (75%)
- Approval → funding
- 37 days
- Approved
- 4/10/2023
- First disbursed
- 5/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Nail Salons
If you were the buyer here
- Est. deal size
- $256K
- Est. down payment (10%)
- $26K
- Est. cash at closing
- $34K
- Monthly payment
- $3,039
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ozark Bank
Your business? Claim this record · Request removal
Financing a nail salons deal in Missouri? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to nail salons businesses with a Missouri project address.
Agent summary
How to finance a nail salons acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. Old National Bank funds the most here. CapBench is not a lender.
- $265K typical loan
- 2 lenders active in Missouri
- 3+ funded Missouri deals
- 39 days typical to fund
Buyers buying a nail salons in Missouri typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.