Retail & Shops · lender intelligence
Financing a optical goods retailers acquisition
The SBA 7(a) lenders funding the most optical goods retailers acquisitions, ranked from public loan records — typical deal about $542K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance optical goods retailers
$2.27M
Typical loan
range $600K–$3.14M
$2.52M
Est. purchase price
≈ loan ÷ 90%
$346,845
Cash to close
$251,667 down + fees
$29,309/mo
Typical payment
~9.5% · 10yr
$404,464/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
9
Lenders competing
more = leverage
9.26%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in optical goods retailers
Ranked by funded optical goods retailers acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.116 loans · $120M · Evansville, INFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.65 loans · $52M · Lancaster, PAFull record →
- 4.105 loans · $51M · Fitzgerald, GAFull record →
- 5.4 loans · $4M · Hauppauge, NYFull record →
- 6.66 loans · $68M · Milford, IAFull record →
- 7.1,296 loans · $1.4B · Wilmington, NCFull record →
- 8.88 loans · $96M · Muncie, INFull record →
10+ funded optical goods retailers deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BLESSING INVESTMENT GROUP LG LLC in Lake Geneva, WI — $4.7M (2026) · purchase · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.6M (75%)
- Approval → funding
- 31 days
- Approved
- 11/14/2025
- First disbursed
- 12/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $5.3M
- Est. down payment (10%)
- $528K
- Est. cash at closing
- $730K
- Monthly payment
- $56,007
- Annual debt service
- $672K
- Cash flow needed (1.25×)
- $840K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
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- Pearle Vision of Collegeville in Collegeville, PA — $2.3M (2026) · purchase · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $252K
- Est. cash at closing
- $347K
- Monthly payment
- $28,692
- Annual debt service
- $344K
- Cash flow needed (1.25×)
- $430K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
- BLESSING INVESTMENT GROUP LG LLC in Lake Geneva, WI — $250K (2026) · purchase · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approved
- 11/14/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $2,968
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- VENICE VISION, LLC in Venice, FL — $600K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 18 days
- Approved
- 7/17/2025
- First disbursed
- 8/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $7,439
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Fashion Focals LLC in Elk Grove Village, IL — $3.1M (2024) · purchase · Colony Bank
- Program
- International Trade Loans
- Subprogram
- International Trade - Sec, 7(a
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.8M (90%)
- Approval → funding
- 14 days
- Approved
- 4/12/2024
- First disbursed
- 4/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $3.5M
- Est. down payment (10%)
- $349K
- Est. cash at closing
- $482K
- Monthly payment
- $43,699
- Annual debt service
- $524K
- Cash flow needed (1.25×)
- $655K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
- Mercoframes Optical Corp in Miami, FL — $2.8M (2024) · purchase · Ocean Bank
- Program
- International Trade Loans
- Subprogram
- International Trade - Sec, 7(a
- Rate at approval
- 11.5% variable
- Term
- 107 months
- SBA guaranteed
- $2.5M (90%)
- Approval → funding
- 14 days
- Approved
- 4/10/2024
- First disbursed
- 4/24/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $306K
- Est. cash at closing
- $423K
- Monthly payment
- $41,315
- Annual debt service
- $496K
- Cash flow needed (1.25×)
- $620K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ocean Bank
Your business? Claim this record · Request removal
- Optical Gallery LLC in Palm Beach Gardens, FL — $655K (2024) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $491K (75%)
- Approval → funding
- 11 days
- Approved
- 10/27/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $728K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $97K
- Monthly payment
- $8,656
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Eyeglasses Forever LLC in Garden City, NY — $268K (2024) · purchase · Dime Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $201K (75%)
- Approval → funding
- 11 days
- Approved
- 10/27/2023
- First disbursed
- 11/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $298K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $3,768
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Dime Community Bank · Lender record →
Your business? Claim this record · Request removal
- Shades of Liberty USA, LLC in Atco, NJ — $3.4M (2023) · purchase · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 99 months
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 22 days
- Approved
- 5/16/2023
- First disbursed
- 6/7/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $3.7M
- Est. down payment (10%)
- $374K
- Est. cash at closing
- $517K
- Monthly payment
- $50,066
- Annual debt service
- $601K
- Cash flow needed (1.25×)
- $751K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Murphy eyecare LLC in Brecksville, OH — $667K (2022) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $500K (75%)
- Approval → funding
- 1 days
- Approved
- 6/29/2022
- First disbursed
- 6/30/2022
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Optical Goods Retailers
If you were the buyer here
- Est. deal size
- $741K
- Est. down payment (10%)
- $74K
- Est. cash at closing
- $99K
- Monthly payment
- $7,400
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to optical goods retailers businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a optical goods retailers acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Old National Bank funds the most. CapBench is not a lender.
- $542K typical loan
- 9 lenders fund the industry
- 14 days typical to fund
Buyers researching a optical goods retailers deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.