Industry · lender intelligence

Financing a other millwork (including flooring) acquisition

State:

The SBA 7(a) lenders funding the most other millwork (including flooring) acquisitions, ranked from public loan records — typical deal about $1.2M. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance other millwork (including flooring)

$1.25M

Typical loan

range $615K–$1.57M

$1.39M

Est. purchase price

≈ loan ÷ 90%

$190,071

Cash to close

$138,611 down + fees

$16,142/mo

Typical payment

~9.5% · 10yr

$222,760/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

56 days

Typical time to fund

Lenders competing

more = leverage

8.29%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in other millwork (including flooring)

Ranked by funded other millwork (including flooring) acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.32 loans · $37M · Champaign, ILFull record →
2.1 loans · $1M · Glasgow, KYFull record →
3.6 loans · $6M · Wellsville, MOFull record →
4.105 loans · $164M · Brookline, MAFull record →
5.8 loans · $4M · Fredericksburg, TXFull record →
6.31 loans · $11M · Green Bay, WIFull record →
7.23 loans · $15M · Sparta, MIFull record →
8.2 loans · $0M · Ottawa, ILFull record →
9.8 loans · $6M · Lemay, MOFull record →
10.26 loans · $26M · Billings, MTFull record →
11.1 loans · $1M · Lincoln, NEFull record →
12.1,025 loans · $292M · Berkeley Heights, NJFull record →

14+ funded other millwork (including flooring) deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

HARDWOOD HOLDINGS INC in Prineville, OR — $5.0M (2025) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approved
1/29/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$41,107
Annual debt service
$493K
Cash flow needed (1.25×)
$617K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
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D. Phillips Holdings, LLC in Monticello, KY — $3.7M (2025) · purchase · South Central Bank, Inc.
Program
7a General
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.8M (75%)
Approved
2/4/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
67
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$4.1M
Est. down payment (10%)
$412K
Est. cash at closing
$569K
Monthly payment
$45,924
Annual debt service
$551K
Cash flow needed (1.25×)
$689K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by South Central Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
BAHN INDUSTRIES, INC. in Gallatin, TN — $1.5M (2025) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
139 days
Approved
3/13/2025
First disbursed
7/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$168K
Est. cash at closing
$231K
Monthly payment
$19,772
Annual debt service
$237K
Cash flow needed (1.25×)
$297K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
GPM ARCHITECTURAL WOODWORKING LLC in Saint Louis, MO — $1.3M (2025) · purchase · Midwest BankCentre
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$955K (75%)
Approval → funding
8 days
Approved
7/2/2025
First disbursed
7/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
26
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$141K
Est. cash at closing
$194K
Monthly payment
$16,823
Annual debt service
$202K
Cash flow needed (1.25×)
$252K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest BankCentre · Lender record →
Your business? Claim this record · Request removal
Genesis Innovations, LLC in Loveland, CO — $1.2M (2025) · purchase · First Interstate Bank
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$936K (75%)
Approval → funding
56 days
Approved
8/5/2025
First disbursed
9/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
76
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$139K
Est. cash at closing
$190K
Monthly payment
$14,646
Annual debt service
$176K
Cash flow needed (1.25×)
$220K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
CABINETRY AND MILLWORK CONCEPTS, INC. in Topeka, KS — $891K (2025) · purchase · Busey Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
240 mo (20 yrs)
SBA guaranteed
$668K (75%)
Approval → funding
4 days
Approved
1/27/2025
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$990K
Est. down payment (10%)
$99K
Est. cash at closing
$136K
Monthly payment
$7,591
Annual debt service
$91K
Cash flow needed (1.25×)
$114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
D. Phillips Holdings, LLC in Monticello, KY — $500K (2025) · purchase · South Central Bank, Inc.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approved
2/17/2025
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
67
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,066
Annual debt service
$73K
Cash flow needed (1.25×)
$91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by South Central Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
CABINETRY AND MILLWORK CONCEPTS, INC. in Topeka, KS — $350K (2025) · purchase · Busey Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
66 days
Approved
11/24/2024
First disbursed
1/29/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,529
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
Minocqua Wood Products, LLC in Minocqua, WI — $657K (2024) · purchase · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$493K (75%)
Approval → funding
14 days
Approved
5/2/2024
First disbursed
5/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
41
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$730K
Est. down payment (10%)
$73K
Est. cash at closing
$98K
Monthly payment
$8,323
Annual debt service
$100K
Cash flow needed (1.25×)
$125K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Accessory Match, Inc. in Angola, IN — $615K (2024) · purchase · First Federal Savings Bank
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$461K (75%)
Approval → funding
87 days
Approved
4/16/2024
First disbursed
7/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$683K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,958
Annual debt service
$95K
Cash flow needed (1.25×)
$119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Federal Savings Bank · Lender record →
Your business? Claim this record · Request removal
Helmus Mill Works, LLC in Grand Rapids, MI — $253K (2024) · purchase · ChoiceOne Bank
Program
7a General
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$190K (75%)
Approval → funding
17 days
Approved
3/16/2024
First disbursed
4/2/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$282K
Est. down payment (10%)
$28K
Est. cash at closing
$38K
Monthly payment
$3,349
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ChoiceOne Bank · Lender record →
Your business? Claim this record · Request removal
Beowulf Acquisitions LLC in Irving, TX — $2.9M (2022) · purchase · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
83 months
SBA guaranteed
$2.2M (75%)
Approval → funding
70 days
Approved
4/22/2022
First disbursed
7/1/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$3.3M
Est. down payment (10%)
$328K
Est. cash at closing
$452K
Monthly payment
$42,105
Annual debt service
$505K
Cash flow needed (1.25×)
$632K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Nine Points Woodworking & Mfg., Inc. in Worcester, MA — $1.1M (2021) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$983K (90%)
Approval → funding
67 days
Approved
9/10/2021
First disbursed
11/16/2021
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
35
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$121K
Est. cash at closing
$166K
Monthly payment
$11,716
Annual debt service
$141K
Cash flow needed (1.25×)
$176K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
STL Woodworking Inc. in Saint Louis, MO — $1.6M (2020) · purchase · American Bank of Freedom
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
189 months
SBA guaranteed
$1.2M (75%)
Approval → funding
29 days
Approved
10/2/2019
First disbursed
10/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Other Millwork (including Flooring)
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$175K
Est. cash at closing
$240K
Monthly payment
$13,991
Annual debt service
$168K
Cash flow needed (1.25×)
$210K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Bank of Freedom · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to other millwork (including flooring) businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a other millwork (including flooring) acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Busey Bank funds the most. CapBench is not a lender.

$1.2M typical loan
12 lenders fund the industry
56 days typical to fund

Buyers researching a other millwork (including flooring) deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/other-millwork-including-flooring
API:: https://www.capbench.com/api/public/lenders?industry=other-millwork-including-flooring
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.