Automotive · lender intelligence
Financing a passenger car leasing acquisition
The SBA 7(a) lenders funding the most passenger car leasing acquisitions, ranked from public loan records — typical deal about $590K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance passenger car leasing
$2.67M
Typical loan
range $2.67M–$2.67M
$2.96M
Est. purchase price
≈ loan ÷ 90%
$408,971
Cash to close
$296,422 down + fees
$34,521/mo
Typical payment
~9.5% · 10yr
$476,390/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
1
Lenders competing
more = leverage
9.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in passenger car leasing
Ranked by funded passenger car leasing acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.65 loans · $78M · Springfield, MOFull record →
1+ funded passenger car leasing deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- AUTO BY RENT INC in Springfield, MO — $2.7M (2025) · purchase · OakStar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 15 days
- Approved
- 5/15/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Passenger Car Leasing
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $296K
- Est. cash at closing
- $409K
- Monthly payment
- $34,887
- Annual debt service
- $419K
- Cash flow needed (1.25×)
- $523K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to passenger car leasing businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a passenger car leasing acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. OakStar Bank funds the most. CapBench is not a lender.
- $590K typical loan
- 1 lenders fund the industry
- 15 days typical to fund
Buyers researching a passenger car leasing deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.