Industry · lender intelligence
Financing a photography studios, portrait acquisition
The SBA 7(a) lenders funding the most photography studios, portrait acquisitions, ranked from public loan records — typical deal about $180K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance photography studios, portrait
$450K
Typical loan
range $157K–$1.13M
$500K
Est. purchase price
≈ loan ÷ 90%
$66,875
Cash to close
$50,000 down + fees
$5,823/mo
Typical payment
~9.5% · 10yr
$80,357/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
11 days
Typical time to fund
14
Lenders competing
more = leverage
8.4%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in photography studios, portrait
Ranked by funded photography studios, portrait acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.116 loans · $120M · Evansville, INFull record →
- 2.19 loans · $18M · Salt Lake City, UTFull record →
- 3.47 loans · $39M · Greenville, PAFull record →
- 4.2 loans · $0M · Mountlake Terrace, WAFull record →
- 5.242 loans · $281M · Chicago, ILFull record →
- 6.2,539 loans · $965M · Columbus, OHFull record →
- 7.7 loans · $3M · Walnut Creek, CAFull record →
- 8.168 loans · $205M · Fishers, INFull record →
- 9.65 loans · $52M · Lancaster, PAFull record →
- 10.46 loans · $27M · Sartell, MNFull record →
- 11.23 loans · $21M · Greenwood Village, COFull record →
- 12.618 loans · $171M · Salt Lake City, UTFull record →
- 13.31 loans · $39M · Conshohocken, PAFull record →
- 14.23 loans · $39M · Miami, FLFull record →
17+ funded photography studios, portrait deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LINE X ZEELUM LLC in Long Island City, NY — $4.9M (2025) · purchase · Firstrust Savings Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.7M (75%)
- Approval → funding
- 11 days
- Approved
- 7/24/2025
- First disbursed
- 8/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $5.4M
- Est. down payment (10%)
- $543K
- Est. cash at closing
- $752K
- Monthly payment
- $63,947
- Annual debt service
- $767K
- Cash flow needed (1.25×)
- $959K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Firstrust Savings Bank · Lender record →
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- Enchanted Fairies Studio LLC in Plano, TX — $3.0M (2025) · purchase · First Utah Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approved
- 7/18/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 111
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $3.3M
- Est. down payment (10%)
- $333K
- Est. cash at closing
- $460K
- Monthly payment
- $39,231
- Annual debt service
- $471K
- Cash flow needed (1.25×)
- $588K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Utah Bank · Lender record →
Your business? Claim this record · Request removal
- Bridgette Bloomquist Photography LLC in Austin, TX — $1.1M (2025) · purchase · City National Bank of Florida
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $844K (75%)
- Approval → funding
- 42 days
- Approved
- 9/19/2025
- First disbursed
- 10/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $125K
- Est. cash at closing
- $171K
- Monthly payment
- $12,467
- Annual debt service
- $150K
- Cash flow needed (1.25×)
- $187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City National Bank of Florida · Lender record →
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- Lala Photography Sacramento in Folsom, CA — $564K (2025) · purchase · First Utah Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $423K (75%)
- Approval → funding
- 2 days
- Approved
- 5/21/2025
- First disbursed
- 5/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $626K
- Est. down payment (10%)
- $63K
- Est. cash at closing
- $84K
- Monthly payment
- $7,604
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Utah Bank · Lender record →
Your business? Claim this record · Request removal
- BOW TIE SOUTHERN PALMS LLC in Saint Johns, FL — $528K (2025) · purchase · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $396K (75%)
- Approval → funding
- 9 days
- Approved
- 2/11/2025
- First disbursed
- 2/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 29
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $587K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $78K
- Monthly payment
- $6,832
- Annual debt service
- $82K
- Cash flow needed (1.25×)
- $102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- BOW TIE SOUTHERN PALMS LLC in Saint Johns, FL — $50K (2025) · purchase · First National Bank of Pennsylvania
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/11/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 29
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $668
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Stellar Image Studios, LLC in Kansas City, MO — $157K (2024) · purchase · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.85% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $118K (75%)
- Approval → funding
- 3 days
- Approved
- 6/25/2024
- First disbursed
- 6/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $174K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $23K
- Monthly payment
- $1,976
- Annual debt service
- $24K
- Cash flow needed (1.25×)
- $30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
- Poppy Photo Bus LLC in Enterprise, UT — $87K (2024) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 11.45% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $74K (85%)
- Approval → funding
- 5 days
- Approved
- 10/14/2023
- First disbursed
- 10/19/2023
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $96K
- Est. down payment (10%)
- $10K
- Est. cash at closing
- $12K
- Monthly payment
- $1,214
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- TWA PHOTO STUDIO INC. in Lombard, IL — $2.6M (2023) · purchase · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 3 days
- Approved
- 7/31/2023
- First disbursed
- 8/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $2.9M
- Est. down payment (10%)
- $288K
- Est. cash at closing
- $397K
- Monthly payment
- $31,118
- Annual debt service
- $373K
- Cash flow needed (1.25×)
- $467K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- TWA PHOTO STUDIO INC. in Lombard, IL — $200K (2023) · purchase · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approved
- 7/31/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,561
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Agw Llc in Hamburg, PA — $450K (2022) · purchase · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 21 days
- Approved
- 2/11/2022
- First disbursed
- 3/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $4,996
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- TL CASTANEDA LLC in Austin, TX — $312K (2022) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $234K (75%)
- Approval → funding
- 10 days
- Approved
- 7/22/2022
- First disbursed
- 8/1/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $347K
- Est. down payment (10%)
- $35K
- Est. cash at closing
- $46K
- Monthly payment
- $3,703
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- NORTHERLY PHOTO CAMPERS LLC in Chaska, MN — $245K (2022) · purchase · BankVista
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $184K (75%)
- Approval → funding
- 7 days
- Approved
- 4/20/2022
- First disbursed
- 4/27/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $272K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $2,718
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
- Apollo Fotografie in Novato, CA — $140K (2021) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $126K (90%)
- Approval → funding
- 15 days
- Approved
- 7/1/2021
- First disbursed
- 7/16/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $156K
- Est. down payment (10%)
- $16K
- Est. cash at closing
- $20K
- Monthly payment
- $1,554
- Annual debt service
- $19K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- Empire Photo LLC in Madison, WI — $1.5M (2020) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 21 days
- Approved
- 1/10/2020
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $163K
- Est. cash at closing
- $224K
- Monthly payment
- $17,449
- Annual debt service
- $209K
- Cash flow needed (1.25×)
- $262K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Tableau Photography Group, Inc. in Federal Way, WA — $650K (2020) · purchase · 1st Security Bank of Washington
- Program
- 7a General
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 36 days
- Approved
- 10/25/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $722K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $97K
- Monthly payment
- $7,631
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 1st Security Bank of Washington · Lender record →
Your business? Claim this record · Request removal
- Chris Armstrong Photography LLC in Cincinnatti, OH — $142K (2020) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.45% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $107K (75%)
- Approval → funding
- 113 days
- Approved
- 3/9/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (10/31/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $158K
- Est. down payment (10%)
- $16K
- Est. cash at closing
- $20K
- Monthly payment
- $2,713
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to photography studios, portrait businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a photography studios, portrait acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Old National Bank funds the most. CapBench is not a lender.
- $180K typical loan
- 14 lenders fund the industry
- 11 days typical to fund
Buyers researching a photography studios, portrait deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.