Lender intelligence
Financing a photography studios, portrait acquisition in Florida
The SBA 7(a) lenders funding the most photography studios, portrait acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance photography studios, portrait in Florida
$528K
Typical loan
range $50K–$528K
$587K
Est. purchase price
≈ loan ÷ 90%
$78,467
Cash to close
$58,667 down + fees
$6,832/mo
Typical payment
~9.5% · 10yr
$94,282/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
1
Lenders competing
more = leverage
9.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in photography studios, portrait · Florida
Ranked by funded photography studios, portrait acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.47 loans · $39M · Greenville, PAFull record →
2+ funded Photography Studios, Portrait in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BOW TIE SOUTHERN PALMS LLC in Saint Johns, FL — $528K (2025) · purchase · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $396K (75%)
- Approval → funding
- 9 days
- Approved
- 2/11/2025
- First disbursed
- 2/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 29
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $587K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $78K
- Monthly payment
- $6,832
- Annual debt service
- $82K
- Cash flow needed (1.25×)
- $102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- BOW TIE SOUTHERN PALMS LLC in Saint Johns, FL — $50K (2025) · purchase · First National Bank of Pennsylvania
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/11/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 29
- Business age
- Change of Ownership
- Industry
- Photography Studios, Portrait
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $668
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Financing a photography studios, portrait deal in Florida? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to photography studios, portrait businesses with a Florida project address.
Agent summary
How to finance a photography studios, portrait acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. First National Bank of Pennsylvania funds the most here. CapBench is not a lender.
- $180K typical loan
- 1 lenders active in Florida
- 2+ funded Florida deals
- 9 days typical to fund
Buyers buying a photography studios, portrait in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.