Financing a private mail centers acquisition in Oregon

State:

The SBA 7(a) lenders funding the most private mail centers acquisitions in Oregon, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance private mail centers in Oregon

$299K

Typical loan

range $136K–$590K

$332K

Est. purchase price

≈ loan ÷ 90%

$44,464

Cash to close

$33,244 down + fees

$4,121/mo

Typical payment

~11% · 10yr

$56,870/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

Lenders competing

more = leverage

6.33%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in private mail centers · Oregon

Ranked by funded private mail centers acquisitions in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.

1.13 loans · $18M · Roseburg, ORFull record →
2.149 loans · $135M · Mukwonago, WIFull record →

6+ funded Private Mail Centers in Oregon deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SAI #5298 LLC in Portland, OR — $299K (2025) · purchase · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
6.7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$224K (75%)
Approved
7/21/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$332K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$3,428
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
MSWHITE CORP. in Salem, OR — $612K (2022) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$459K (75%)
Approval → funding
9 days
Approved
8/30/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$680K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,345
Annual debt service
$88K
Cash flow needed (1.25×)
$110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
US Alltrade Enterprise LLC in Portland, OR — $590K (2021) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$531K (90%)
Approval → funding
4 days
Approved
4/26/2021
First disbursed
4/30/2021
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$656K
Est. down payment (10%)
$66K
Est. cash at closing
$88K
Monthly payment
$6,550
Annual debt service
$79K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Eugene, OR — $275K (2020) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$206K (75%)
Approval → funding
24 days
Approved
4/6/2020
First disbursed
4/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$306K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,019
Annual debt service
$36K
Cash flow needed (1.25×)
$45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Eugene, OR — $136K (2020) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$116K (85%)
Approval → funding
24 days
Approved
4/6/2020
First disbursed
4/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$151K
Est. down payment (10%)
$15K
Est. cash at closing
$19K
Monthly payment
$1,493
Annual debt service
$18K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Hopscotch, Inc. in Eugene, OR — $50K (2020) · purchase · Columbia Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
24 days
Approved
4/6/2020
First disbursed
4/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$555
Annual debt service
$7K
Cash flow needed (1.25×)
$8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to private mail centers businesses with a Oregon project address.

Agent summary

How to finance a private mail centers acquisition in Oregon with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Oregon deals. Columbia Bank funds the most here. CapBench is not a lender.

$431K typical loan
3 lenders active in Oregon
6+ funded Oregon deals
24 days typical to fund

Buyers buying a private mail centers in Oregon typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All private mail centers lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/private-mail-centers/oregon
API:: https://www.capbench.com/api/public/lenders?industry=private-mail-centers
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.