Lender intelligence
Financing a retail bakeries acquisition in Oregon
The SBA 7(a) lenders funding the most retail bakeries acquisitions in Oregon, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance retail bakeries in Oregon
$1.40M
Typical loan
range $75K–$1.40M
$1.55M
Est. purchase price
≈ loan ÷ 90%
$212,659
Cash to close
$155,000 down + fees
$18,051/mo
Typical payment
~9.5% · 10yr
$249,104/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
22 days
Typical time to fund
1
Lenders competing
more = leverage
5.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in retail bakeries · Oregon
Ranked by funded retail bakeries acquisitions in Oregon. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
2+ funded Retail Bakeries in Oregon deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sisters Bakery in Sisters, OR — $1.4M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 22 days
- Approved
- 3/9/2022
- First disbursed
- 3/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $155K
- Est. cash at closing
- $213K
- Monthly payment
- $11,584
- Annual debt service
- $139K
- Cash flow needed (1.25×)
- $174K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Sisters Bakery in Sisters, OR — $75K (2022) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 3/9/2022
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $83K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $11K
- Monthly payment
- $833
- Annual debt service
- $10K
- Cash flow needed (1.25×)
- $12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Financing a retail bakeries deal in Oregon? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to retail bakeries businesses with a Oregon project address.
Agent summary
How to finance a retail bakeries acquisition in Oregon with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Oregon deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $451K typical loan
- 1 lenders active in Oregon
- 2+ funded Oregon deals
- 22 days typical to fund
Buyers buying a retail bakeries in Oregon typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.