Industry · lender intelligence

Financing a sawmills acquisition

State:

The SBA 7(a) lenders funding the most sawmills acquisitions, ranked from public loan records — typical deal about $970K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance sawmills

$309K

Typical loan

range $225K–$2.65M

$343K

Est. purchase price

≈ loan ÷ 90%

$45,921

Cash to close

$34,333 down + fees

$4,256/mo

Typical payment

~11% · 10yr

$58,733/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

137 days

Typical time to fund

Lenders competing

more = leverage

7.59%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in sawmills

Ranked by funded sawmills acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.47 loans · $39M · Greenville, PAFull record →
2.66 loans · $68M · Milford, IAFull record →
3.65 loans · $78M · Springfield, MOFull record →

4+ funded sawmills deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Frontier Hardwoods LP in Humansville, MO — $225K (2024) · purchase · OakStar Bank
Program
7a General
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approval → funding
8 days
Approved
3/7/2024
First disbursed
3/15/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
4
Business age
Change of Ownership
Industry
Sawmills
If you were the buyer here
Est. deal size
$250K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$2,973
Annual debt service
$36K
Cash flow needed (1.25×)
$45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OakStar Bank · Lender record →
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P.J. Conlin & Daughters, LLC in Beach Lake, PA — $2.6M (2020) · purchase · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
6.6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approved
3/10/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Sawmills
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$294K
Est. cash at closing
$406K
Monthly payment
$30,191
Annual debt service
$362K
Cash flow needed (1.25×)
$453K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Neal Forest Industries LLC in Salem, SC — $309K (2020) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$232K (75%)
Approval → funding
137 days
Approved
1/15/2020
First disbursed
5/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Sawmills
If you were the buyer here
Est. deal size
$343K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,588
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
P.J. Conlin & Daughters, LLC in Beach Lake, PA — $200K (2020) · purchase · First National Bank of Pennsylvania
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approved
3/11/2020
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Sawmills
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,296
Annual debt service
$28K
Cash flow needed (1.25×)
$34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to sawmills businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a sawmills acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. First National Bank of Pennsylvania funds the most. CapBench is not a lender.

$970K typical loan
3 lenders fund the industry
137 days typical to fund

Buyers researching a sawmills deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/sawmills
API:: https://www.capbench.com/api/public/lenders?industry=sawmills
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.