Retail & Shops · lender intelligence

Financing a shoe retailers acquisition

State:

The SBA 7(a) lenders funding the most shoe retailers acquisitions, ranked from public loan records — typical deal about $422K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance shoe retailers

$498K

Typical loan

range $270K–$900K

$553K

Est. purchase price

≈ loan ÷ 90%

$74,008

Cash to close

$55,333 down + fees

$6,444/mo

Typical payment

~9.5% · 10yr

$88,927/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

9.54%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in shoe retailers

Ranked by funded shoe retailers acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.2 loans · $1M · Iowa City, IAFull record →
3.116 loans · $120M · Evansville, INFull record →
4.1,296 loans · $1.4B · Wilmington, NCFull record →
5.284 loans · $254M · Cincinnati, OHFull record →
6.54 loans · $22M · Chubbuck, IDFull record →
7.66 loans · $68M · Milford, IAFull record →
8.15 loans · $6M · Watkinsville, GAFull record →
9.1,322 loans · $185M · Wilmington, DEFull record →
10.16 loans · $7M · Norwich, NYFull record →
11.1 loans · $0M · Muscatine, IAFull record →
12.128 loans · $40M · Wilmington, DEFull record →
13.102 loans · $119M · Saint Petersburg, FLFull record →
14.318 loans · $229M · Osage Beach, MOFull record →
15.104 loans · $100M · Portsmouth, VAFull record →
16.33 loans · $15M · Minneapolis, MNFull record →
17.13 loans · $4M · Dunmore, PAFull record →
18.60 loans · $40M · Clayton, MOFull record →

26+ funded shoe retailers deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Rhythm & Shoes LLC in Tempe, AZ — $490K (2026) · purchase · Midwest Regional Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$368K (75%)
Approval → funding
20 days
Approved
1/28/2026
First disbursed
2/17/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$544K
Est. down payment (10%)
$54K
Est. cash at closing
$73K
Monthly payment
$6,340
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
DC True Footwear, Inc. in Green Bay, WI — $1.0M (2025) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$752K (75%)
Approval → funding
31 days
Approved
9/19/2025
First disbursed
10/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$153K
Monthly payment
$12,979
Annual debt service
$156K
Cash flow needed (1.25×)
$195K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
KD SOLE ENDEAVORS LLC in Rochester, MN — $880K (2025) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$660K (75%)
Approval → funding
24 days
Approved
3/25/2025
First disbursed
4/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$978K
Est. down payment (10%)
$98K
Est. cash at closing
$134K
Monthly payment
$11,751
Annual debt service
$141K
Cash flow needed (1.25×)
$176K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
Run to Serve LLC in Virginia Beach, VA — $672K (2025) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$504K (75%)
Approval → funding
11 days
Approved
9/22/2025
First disbursed
10/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$747K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$8,605
Annual debt service
$103K
Cash flow needed (1.25×)
$129K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Aardvark Sports Shop, Inc. in Bethlehem, PA — $650K (2025) · purchase · Fidelity Deposit and Discount Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
38 days
Approved
2/18/2025
First disbursed
3/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$7,716
Annual debt service
$93K
Cash flow needed (1.25×)
$116K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fidelity Deposit and Discount Bank · Lender record →
Your business? Claim this record · Request removal
Leonard Shoe Inc in Layton, UT — $498K (2025) · purchase · Climate First Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$374K (75%)
Approval → funding
45 days
Approved
8/8/2025
First disbursed
9/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$553K
Est. down payment (10%)
$55K
Est. cash at closing
$74K
Monthly payment
$6,650
Annual debt service
$80K
Cash flow needed (1.25×)
$100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
Running Wild in Pensacola, FL — $4.0M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$3.0M (75%)
Approval → funding
17 days
Approved
7/30/2024
First disbursed
8/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
29
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$4.5M
Est. down payment (10%)
$447K
Est. cash at closing
$618K
Monthly payment
$44,492
Annual debt service
$534K
Cash flow needed (1.25×)
$667K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Knollwood Kicks, Inc. in Minneapolis, MN — $1.7M (2024) · purchase · Farmers and Merchants Savings Bank
Program
7a General
Rate at approval
9.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
41 days
Approved
12/6/2023
First disbursed
1/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$194K
Est. cash at closing
$267K
Monthly payment
$22,575
Annual debt service
$271K
Cash flow needed (1.25×)
$339K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Farmers and Merchants Savings Bank · Lender record →
Your business? Claim this record · Request removal
Nelson Shoes, Inc. in Saint Cloud, MN — $1.4M (2024) · purchase · Farmers and Merchants Savings Bank
Program
7a General
Rate at approval
9.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
29 days
Approved
1/10/2024
First disbursed
2/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$154K
Est. cash at closing
$211K
Monthly payment
$17,922
Annual debt service
$215K
Cash flow needed (1.25×)
$269K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Farmers and Merchants Savings Bank · Lender record →
Your business? Claim this record · Request removal
Feet 1st Shoes, Inc. in Jacksonville, FL — $1.1M (2024) · purchase · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$830K (75%)
Approval → funding
11 days
Approved
7/11/2024
First disbursed
7/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$123K
Est. cash at closing
$169K
Monthly payment
$13,198
Annual debt service
$158K
Cash flow needed (1.25×)
$198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Maaeka V LLC in Ellendale, MN — $1.0M (2024) · purchase · Arcadian Bank
Program
7a General
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
35 days
Approved
9/27/2024
First disbursed
11/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$11,870
Annual debt service
$142K
Cash flow needed (1.25×)
$178K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Arcadian Bank
Your business? Claim this record · Request removal
Mettler Footwear Inc in Hudson, OH — $900K (2024) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
8.66% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$675K (75%)
Approval → funding
29 days
Approved
2/1/2024
First disbursed
3/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$100K
Est. cash at closing
$137K
Monthly payment
$11,236
Annual debt service
$135K
Cash flow needed (1.25×)
$169K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
OCKELLEY, LLC in Grand Rapids, MI — $625K (2024) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
119 months
SBA guaranteed
$468K (75%)
Approval → funding
8 days
Approved
4/25/2024
First disbursed
5/3/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$694K
Est. down payment (10%)
$69K
Est. cash at closing
$93K
Monthly payment
$7,784
Annual debt service
$93K
Cash flow needed (1.25×)
$117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Runvo, Inc. in Albany, NY — $551K (2024) · purchase · NBT Bank, National Association
Program
7a General
Rate at approval
6.8% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$413K (75%)
Approved
8/7/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
36
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$612K
Est. down payment (10%)
$61K
Est. cash at closing
$82K
Monthly payment
$8,256
Annual debt service
$99K
Cash flow needed (1.25×)
$124K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NBT Bank, National Association · Lender record →
Your business? Claim this record · Request removal
William Paul Witt Corp in Carson City, NV — $327K (2024) · purchase · Oconee State Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$245K (75%)
Approval → funding
4 days
Approved
6/10/2024
First disbursed
6/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$364K
Est. down payment (10%)
$36K
Est. cash at closing
$49K
Monthly payment
$4,554
Annual debt service
$55K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Oconee State Bank · Lender record →
Your business? Claim this record · Request removal
DPC-Draper, LLC in Draper, UT — $325K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approval → funding
22 days
Approved
8/27/2024
First disbursed
9/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$361K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$4,523
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
WPC Boots, LLC in Visalia, CA — $303K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$227K (75%)
Approval → funding
14 days
Approved
6/3/2024
First disbursed
6/17/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$337K
Est. down payment (10%)
$34K
Est. cash at closing
$45K
Monthly payment
$4,217
Annual debt service
$51K
Cash flow needed (1.25×)
$63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
REJL, LLC in Muscatine, IA — $270K (2024) · purchase · CBI Bank and Trust
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$135K (50%)
Approval → funding
2 days
Approved
8/28/2024
First disbursed
8/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
2
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$300K
Est. down payment (10%)
$30K
Est. cash at closing
$40K
Monthly payment
$5,475
Annual debt service
$66K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CBI Bank and Trust · Lender record →
Your business? Claim this record · Request removal
DS FOOTWEAR FOOTCARE INC in Warren, MI — $234K (2024) · purchase · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$176K (75%)
Approval → funding
3 days
Approved
12/19/2023
First disbursed
12/22/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$260K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$2,952
Annual debt service
$35K
Cash flow needed (1.25×)
$44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Running Wild in Pensacola, FL — $150K (2024) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
506 days
Approved
7/29/2024
First disbursed
12/17/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Change of Ownership
Industry
Shoe Retailers
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,088
Annual debt service
$25K
Cash flow needed (1.25×)
$31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to shoe retailers businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a shoe retailers acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$422K typical loan
19 lenders fund the industry
22 days typical to fund

Buyers researching a shoe retailers deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/shoe-retailers
API:: https://www.capbench.com/api/public/lenders?industry=shoe-retailers
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.