Lender intelligence
Financing a siding contractors acquisition in Virginia
The SBA 7(a) lenders funding the most siding contractors acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance siding contractors in Virginia
$750K
Typical loan
range $535K–$900K
$833K
Est. purchase price
≈ loan ÷ 90%
$114,271
Cash to close
$83,333 down + fees
$9,705/mo
Typical payment
~9.5% · 10yr
$133,929/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
34 days
Typical time to fund
2
Lenders competing
more = leverage
6.95%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in siding contractors · Virginia
Ranked by funded siding contractors acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.1,927 loans · $207M · Buffalo, NYFull record →
5+ funded Siding Contractors in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- COOK SIDING & WINDOW COMPANY, INC. in Salem, VA — $3.9M (2025) · purchase · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.9M (75%)
- Approval → funding
- 52 days
- Approved
- 5/20/2025
- First disbursed
- 7/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Siding Contractors
If you were the buyer here
- Est. deal size
- $4.4M
- Est. down payment (10%)
- $437K
- Est. cash at closing
- $604K
- Monthly payment
- $49,278
- Annual debt service
- $591K
- Cash flow needed (1.25×)
- $739K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- COOK SIDING & WINDOW COMPANY, INC. in Salem, VA — $900K (2025) · purchase · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $675K (75%)
- Approval → funding
- 34 days
- Approved
- 5/20/2025
- First disbursed
- 6/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Siding Contractors
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $100K
- Est. cash at closing
- $137K
- Monthly payment
- $7,399
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- First Choice Quality Services in Midlothian, VA — $750K (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 9 days
- Approved
- 2/14/2022
- First disbursed
- 2/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Siding Contractors
If you were the buyer here
- Est. deal size
- $833K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $114K
- Monthly payment
- $8,327
- Annual debt service
- $100K
- Cash flow needed (1.25×)
- $125K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Deep Blue Restorations, L.L.C. in Glen Allen, VA — $535K (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $401K (75%)
- Approved
- 2/14/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Siding Contractors
If you were the buyer here
- Est. deal size
- $594K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $80K
- Monthly payment
- $5,940
- Annual debt service
- $71K
- Cash flow needed (1.25×)
- $89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- First Choice Quality Services in Midlothian, VA — $100K (2022) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 9 days
- Approved
- 2/14/2022
- First disbursed
- 2/23/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Siding Contractors
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,073
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Financing a siding contractors deal in Virginia? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to siding contractors businesses with a Virginia project address.
Agent summary
How to finance a siding contractors acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $293K typical loan
- 2 lenders active in Virginia
- 5+ funded Virginia deals
- 34 days typical to fund
Buyers buying a siding contractors in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.