Financing a sporting goods stores acquisition in Florida

State:

The SBA 7(a) lenders funding the most sporting goods stores acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance sporting goods stores in Florida

$385K

Typical loan

range $290K–$968K

$427K

Est. purchase price

≈ loan ÷ 90%

$57,141

Cash to close

$42,722 down + fees

$4,975/mo

Typical payment

~9.5% · 10yr

$68,655/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

5.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in sporting goods stores · Florida

Ranked by funded sporting goods stores acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public sporting goods stores loan history in Florida to rank lenders yet. See sporting goods stores lenders nationwide →

8+ funded Sporting Goods Stores in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Angler Pro's, LLC in Dunedin, FL — $1.3M (2022) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$995K (75%)
Approval → funding
33 days
Approved
11/29/2021
First disbursed
1/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$147K
Est. cash at closing
$202K
Monthly payment
$7,758
Annual debt service
$93K
Cash flow needed (1.25×)
$116K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
2 Fish International Inc. in Tampa, FL — $968K (2021) · purchase · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$871K (90%)
Approval → funding
11 days
Approved
2/17/2021
First disbursed
2/28/2021
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$108K
Est. cash at closing
$147K
Monthly payment
$10,741
Annual debt service
$129K
Cash flow needed (1.25×)
$161K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
JLS888 Inc in Port Orange, FL — $700K (2021) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$630K (90%)
Approval → funding
21 days
Approved
6/9/2021
First disbursed
6/30/2021
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$778K
Est. down payment (10%)
$78K
Est. cash at closing
$104K
Monthly payment
$4,404
Annual debt service
$53K
Cash flow needed (1.25×)
$66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
C & G Sporting Goods, Inc in Panama City, FL — $340K (2021) · purchase · Community Bank of Mississippi
Program
Preferred Lenders Program
Rate at approval
4.5% fixed
Term
36 mo (3 yrs)
SBA guaranteed
$306K (90%)
Approval → funding
11 days
Approved
5/3/2021
First disbursed
5/14/2021
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$378K
Est. down payment (10%)
$38K
Est. cash at closing
$51K
Monthly payment
$10,114
Annual debt service
$121K
Cash flow needed (1.25×)
$152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank of Mississippi · Lender record →
Your business? Claim this record · Request removal
FLORIDA EBIKES, LLC in Sarasota, FL — $290K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (90%)
Approval → funding
2 days
Approved
7/29/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$322K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,220
Annual debt service
$39K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
JENNBEN, INC. in Fernandina Beach, FL — $176K (2021) · purchase · First Port City Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (90%)
Approval → funding
30 days
Approved
3/17/2021
First disbursed
4/16/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$195K
Est. down payment (10%)
$20K
Est. cash at closing
$26K
Monthly payment
$1,883
Annual debt service
$23K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Port City Bank · Lender record →
Your business? Claim this record · Request removal
Allen Shuffleboard LLC in St Petersburg, FL — $167K (2021) · purchase · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (90%)
Approval → funding
3 days
Approved
5/1/2021
First disbursed
5/4/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$186K
Est. down payment (10%)
$19K
Est. cash at closing
$25K
Monthly payment
$1,854
Annual debt service
$22K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
Brian Bryant Enterprises Inc in Vero Beach, FL — $385K (2020) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$288K (75%)
Approval → funding
50 days
Approved
8/11/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Sporting Goods Stores
If you were the buyer here
Est. deal size
$427K
Est. down payment (10%)
$43K
Est. cash at closing
$57K
Monthly payment
$4,269
Annual debt service
$51K
Cash flow needed (1.25×)
$64K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal

Financing a sporting goods stores deal in Florida? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to sporting goods stores businesses with a Florida project address.

Agent summary

How to finance a sporting goods stores acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. CapBench is not a lender.

$581K typical loan
7 lenders active in Florida
8+ funded Florida deals
21 days typical to fund

Buyers buying a sporting goods stores in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All sporting goods stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/sporting-goods-stores/florida
API:: https://www.capbench.com/api/public/lenders?industry=sporting-goods-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.