Lender intelligence
Financing a temporary help services acquisition in California
The SBA 7(a) lenders funding the most temporary help services acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance temporary help services in California
$308K
Typical loan
range $153K–$805K
$342K
Est. purchase price
≈ loan ÷ 90%
$45,787
Cash to close
$34,233 down + fees
$4,288/mo
Typical payment
~11.25% · 10yr
$59,174/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
2
Lenders competing
more = leverage
7%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in temporary help services · California
Ranked by funded temporary help services acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.105 loans · $164M · Brookline, MAFull record →
3+ funded Temporary Help Services in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MTK GROUP in Laguna Niguel, CA — $308K (2023) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.24% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $231K (75%)
- Approval → funding
- 9 days
- Approved
- 1/23/2023
- First disbursed
- 2/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Temporary Help Services
If you were the buyer here
- Est. deal size
- $342K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $46K
- Monthly payment
- $3,943
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- STAFF SEEKERS INC in Irvine, CA — $153K (2021) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $137K (90%)
- Approval → funding
- 16 days
- Approved
- 7/15/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Temporary Help Services
If you were the buyer here
- Est. deal size
- $169K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $23K
- Monthly payment
- $1,674
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Keystone Staffing Incorporated in Woodland, CA — $805K (2020) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $604K (75%)
- Approval → funding
- 15 days
- Approved
- 9/3/2020
- First disbursed
- 9/18/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Temporary Help Services
If you were the buyer here
- Est. deal size
- $894K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $123K
- Monthly payment
- $8,937
- Annual debt service
- $107K
- Cash flow needed (1.25×)
- $134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Financing a temporary help services deal in California? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to temporary help services businesses with a California project address.
Agent summary
How to finance a temporary help services acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. Beacon Bank and Trust funds the most here. CapBench is not a lender.
- $563K typical loan
- 2 lenders active in California
- 3+ funded California deals
- 15 days typical to fund
Buyers buying a temporary help services in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.