Financing a temporary help services acquisition in California

State:

The SBA 7(a) lenders funding the most temporary help services acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance temporary help services in California

$308K

Typical loan

range $153K–$805K

$342K

Est. purchase price

≈ loan ÷ 90%

$45,787

Cash to close

$34,233 down + fees

$4,244/mo

Typical payment

~11% · 10yr

$58,567/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in temporary help services · California

Ranked by funded temporary help services acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public temporary help services loan history in California to rank lenders yet. See temporary help services lenders nationwide →

3+ funded Temporary Help Services in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

MTK GROUP in Laguna Niguel, CA — $308K (2023) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.24% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$231K (75%)
Approval → funding
9 days
Approved
1/23/2023
First disbursed
2/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Temporary Help Services
If you were the buyer here
Est. deal size
$342K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,943
Annual debt service
$47K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
STAFF SEEKERS INC in Irvine, CA — $153K (2021) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$137K (90%)
Approval → funding
16 days
Approved
7/15/2021
First disbursed
7/31/2021
Loan status
Paid in full (1/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Temporary Help Services
If you were the buyer here
Est. deal size
$169K
Est. down payment (10%)
$17K
Est. cash at closing
$23K
Monthly payment
$1,674
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Keystone Staffing Incorporated in Woodland, CA — $805K (2020) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$604K (75%)
Approval → funding
15 days
Approved
9/3/2020
First disbursed
9/18/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Temporary Help Services
If you were the buyer here
Est. deal size
$894K
Est. down payment (10%)
$89K
Est. cash at closing
$123K
Monthly payment
$8,937
Annual debt service
$107K
Cash flow needed (1.25×)
$134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal

Financing a temporary help services deal in California? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to temporary help services businesses with a California project address.

Agent summary

How to finance a temporary help services acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. CapBench is not a lender.

$563K typical loan
2 lenders active in California
3+ funded California deals
15 days typical to fund

Buyers buying a temporary help services in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All temporary help services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/temporary-help-services/california
API:: https://www.capbench.com/api/public/lenders?industry=temporary-help-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.