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Financing a testing laboratories and services acquisition

The SBA 7(a) lenders funding the most testing laboratories and services acquisitions, ranked from public loan records — typical deal about $768K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance testing laboratories and services

$516K

Typical loan

range $153K–$925K

$573K

Est. purchase price

≈ loan ÷ 90%

$76,683

Cash to close

$57,333 down + fees

$6,677/mo

Typical payment

~9.5% · 10yr

$92,143/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

17

Lenders competing

more = leverage

8.86%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in testing laboratories and services

Ranked by funded testing laboratories and services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.8 loans · $6M · Tulsa, OKFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.8 loans · $5M · Overland Park, KSFull record →
  4. 4.168 loans · $205M · Fishers, INFull record →
  5. 5.38 loans · $21M · San Antonio, TXFull record →
  6. 6.3 loans · $4M · Chicago, ILFull record →
  7. 7.4 loans · $2M · Holland, MIFull record →
  8. 8.5 loans · $3M · Canandaigua, NYFull record →
  9. 9.1 loans · $1M · Lincoln, NEFull record →
  10. 10.20 loans · $8M · Saint Petersburg, FLFull record →
  11. 11.8 loans · $4M · Fredericksburg, TXFull record →
  12. 12.328 loans · $134M · Cleveland, OHFull record →
  13. 13.138 loans · $276M · Sioux Falls, SDFull record →
  14. 14.242 loans · $281M · Chicago, ILFull record →
  15. 15.618 loans · $171M · Salt Lake City, UTFull record →

31+ funded testing laboratories and services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • QUALITY TESTING, INC. in Baton Rouge, LA$1.5M (2026) · purchase · The Huntington National Bank
  • Performance Testing Services Inc. in Allendale, MI$1.3M (2026) · purchase · Macatawa Bank, National Association
  • WELLNESS OF MIDDLE TENNESSEE LLC in Brentwood, TN$800K (2026) · purchase · The Huntington National Bank
  • WELLNESS OF MIDDLE TENNESSEE LLC in Brentwood, TN$100K (2026) · purchase · The Huntington National Bank
  • PERFORMANCE TESTING SERVICES INC. in Allendale, MI$100K (2026) · purchase · Macatawa Bank, National Association
  • QUALITY TESTING, INC. in Baton Rouge, LA$75K (2026) · purchase · The Huntington National Bank
  • EnviroHome in Stuart, FL$3.3M (2025) · purchase · First Internet Bank of Indiana
  • C.K. Analytics, Inc. in Hampton, VA$945K (2025) · purchase · Bank of America, National Association
  • ODESSA CYLINDER SERVICES LLC in Odessa, TX$830K (2025) · purchase · Byline Bank
  • EnviroHome in Stuart, FL$250K (2025) · purchase · First Internet Bank of Indiana
  • CAN Enterprises LLC in Las Vegas, NV$114K (2025) · purchase · Zions Bank, A Division of
  • Tra-Cal in Gaithersburg, MD$3.8M (2024) · purchase · Pathward National Association
  • Atlas Laboratories, Inc. in Portland, OR$2.8M (2024) · purchase · KeyBank National Association
  • Red Penny Anti-Doping LLC in New Braunfels, TX$403K (2024) · purchase · Security State Bank and Trust
  • Kansas City Radon LLC in Overland Park, KS$153K (2024) · purchase · Kendall Bank
  • AQUA TREAT LLC in New Hyde Park, NY$2.3M (2023) · purchase · First Internet Bank of Indiana
  • The Compatibility Center LLC in Louisburg, KS$925K (2023) · purchase · Kendall Bank
  • Grey Reef, LLC in Louisville, CO$898K (2023) · purchase · BOKF, National Association
  • Grey Reef, LLC in Louisville, CO$898K (2023) · purchase · BOKF, National Association
  • Grey Reef, LLC in Louisville, CO$898K (2023) · purchase · BOKF, National Association

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories and services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a testing laboratories and services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. BOKF, National Association funds the most. CapBench is not a lender.

  • $768K typical loan
  • 17 lenders fund the industry
  • 15 days typical to fund

Buyers researching a testing laboratories and services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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