Lender intelligence
Financing a testing laboratories and services acquisition in Illinois
The SBA 7(a) lenders funding the most testing laboratories and services acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance testing laboratories and services in Illinois
$447K
Typical loan
range $50K–$523K
$497K
Est. purchase price
≈ loan ÷ 90%
$66,474
Cash to close
$49,700 down + fees
$5,849/mo
Typical payment
~9.75% · 10yr
$80,716/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
2
Lenders competing
more = leverage
7.57%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in testing laboratories and services · Illinois
Ranked by funded testing laboratories and services acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3 loans · $4M · Chicago, ILFull record →
3+ funded Testing Laboratories and Services in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Accurate Test Systems, Inc. in Saint Jacob, IL — $523K (2023) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.2% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $392K (75%)
- Approval → funding
- 10 days
- Approved
- 10/24/2022
- First disbursed
- 11/3/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Testing Laboratories and Services
If you were the buyer here
- Est. deal size
- $581K
- Est. down payment (10%)
- $58K
- Est. cash at closing
- $78K
- Monthly payment
- $6,121
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Grace/Accusure Analytical Laboratories LLC in Berkeley, IL — $447K (2023) · purchase · Beverly Bank & Trust Company, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $224K (50%)
- Approval → funding
- 7 days
- Approved
- 11/9/2022
- First disbursed
- 11/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Testing Laboratories and Services
If you were the buyer here
- Est. deal size
- $497K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $66K
- Monthly payment
- $5,368
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beverly Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
- Grace/Accusure Analytical Laboratories LLC in Berkeley, IL — $50K (2023) · purchase · Beverly Bank & Trust Company, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 7 days
- Approved
- 11/9/2022
- First disbursed
- 11/16/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Testing Laboratories and Services
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $773
- Annual debt service
- $9K
- Cash flow needed (1.25×)
- $12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beverly Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
Financing a testing laboratories and services deal in Illinois? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories and services businesses with a Illinois project address.
Agent summary
How to finance a testing laboratories and services acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. Beverly Bank & Trust Company, National Association funds the most here. CapBench is not a lender.
- $768K typical loan
- 2 lenders active in Illinois
- 3+ funded Illinois deals
- 7 days typical to fund
Buyers buying a testing laboratories and services in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.