Financing a testing laboratories and services acquisition in Illinois

State:

The SBA 7(a) lenders funding the most testing laboratories and services acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance testing laboratories and services in Illinois

$447K

Typical loan

range $50K–$523K

$497K

Est. purchase price

≈ loan ÷ 90%

$66,474

Cash to close

$49,700 down + fees

$5,788/mo

Typical payment

~9.5% · 10yr

$79,874/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

7.57%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in testing laboratories and services · Illinois

Ranked by funded testing laboratories and services acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public testing laboratories and services loan history in Illinois to rank lenders yet. See testing laboratories and services lenders nationwide →

3+ funded Testing Laboratories and Services in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Accurate Test Systems, Inc. in Saint Jacob, IL — $523K (2023) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.2% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$392K (75%)
Approval → funding
10 days
Approved
10/24/2022
First disbursed
11/3/2022
Loan status
Paid in full (11/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$581K
Est. down payment (10%)
$58K
Est. cash at closing
$78K
Monthly payment
$6,121
Annual debt service
$73K
Cash flow needed (1.25×)
$92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Grace/Accusure Analytical Laboratories LLC in Berkeley, IL — $447K (2023) · purchase · Beverly Bank & Trust Company, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$224K (50%)
Approval → funding
7 days
Approved
11/9/2022
First disbursed
11/16/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$497K
Est. down payment (10%)
$50K
Est. cash at closing
$66K
Monthly payment
$5,368
Annual debt service
$64K
Cash flow needed (1.25×)
$81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beverly Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
Grace/Accusure Analytical Laboratories LLC in Berkeley, IL — $50K (2023) · purchase · Beverly Bank & Trust Company, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
7 days
Approved
11/9/2022
First disbursed
11/16/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$773
Annual debt service
$9K
Cash flow needed (1.25×)
$12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beverly Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal

Financing a testing laboratories and services deal in Illinois? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories and services businesses with a Illinois project address.

Agent summary

How to finance a testing laboratories and services acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. CapBench is not a lender.

$768K typical loan
2 lenders active in Illinois
3+ funded Illinois deals
7 days typical to fund

Buyers buying a testing laboratories and services in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All testing laboratories and services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/testing-laboratories-and-services/illinois
API:: https://www.capbench.com/api/public/lenders?industry=testing-laboratories-and-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.