Financing a testing laboratories and services acquisition in Texas

State:

The SBA 7(a) lenders funding the most testing laboratories and services acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance testing laboratories and services in Texas

$516K

Typical loan

range $403K–$830K

$573K

Est. purchase price

≈ loan ÷ 90%

$76,683

Cash to close

$57,333 down + fees

$6,677/mo

Typical payment

~9.5% · 10yr

$92,143/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

27 days

Typical time to fund

Lenders competing

more = leverage

9.06%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in testing laboratories and services · Texas

Ranked by funded testing laboratories and services acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.242 loans · $281M · Chicago, ILFull record →

4+ funded Testing Laboratories and Services in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ODESSA CYLINDER SERVICES LLC in Odessa, TX — $830K (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$623K (75%)
Approval → funding
55 days
Approved
9/12/2025
First disbursed
11/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$922K
Est. down payment (10%)
$92K
Est. cash at closing
$126K
Monthly payment
$11,084
Annual debt service
$133K
Cash flow needed (1.25×)
$166K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Red Penny Anti-Doping LLC in New Braunfels, TX — $403K (2024) · purchase · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$302K (75%)
Approval → funding
27 days
Approved
7/30/2024
First disbursed
8/26/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$448K
Est. down payment (10%)
$45K
Est. cash at closing
$60K
Monthly payment
$5,326
Annual debt service
$64K
Cash flow needed (1.25×)
$80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
CMS Testing LLC in San Antonio, TX — $180K (2023) · purchase · Frost Bank
Program
Preferred Lenders Program
Rate at approval
10.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$135K (75%)
Approval → funding
19 days
Approved
9/16/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$200K
Est. down payment (10%)
$20K
Est. cash at closing
$27K
Monthly payment
$2,429
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
Calibration, Inc. in Stafford, TX — $516K (2022) · purchase · Frost Bank
Program
7a General
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$387K (75%)
Approval → funding
8 days
Approved
4/27/2022
First disbursed
5/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Testing Laboratories and Services
If you were the buyer here
Est. deal size
$573K
Est. down payment (10%)
$57K
Est. cash at closing
$77K
Monthly payment
$5,600
Annual debt service
$67K
Cash flow needed (1.25×)
$84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal

Financing a testing laboratories and services deal in Texas? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to testing laboratories and services businesses with a Texas project address.

Agent summary

How to finance a testing laboratories and services acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. Byline Bank funds the most here. CapBench is not a lender.

$768K typical loan
3 lenders active in Texas
4+ funded Texas deals
27 days typical to fund

Buyers buying a testing laboratories and services in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All testing laboratories and services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/testing-laboratories-and-services/texas
API:: https://www.capbench.com/api/public/lenders?industry=testing-laboratories-and-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.