Financing a vending machine operators acquisition in Illinois

State:

The SBA 7(a) lenders funding the most vending machine operators acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance vending machine operators in Illinois

$144K

Typical loan

range $144K–$144K

$160K

Est. purchase price

≈ loan ÷ 90%

$20,608

Cash to close

$16,000 down + fees

$2,108/mo

Typical payment

~12.5% · 10yr

$29,090/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

59 days

Typical time to fund

Lenders competing

more = leverage

11.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in vending machine operators · Illinois

Ranked by funded vending machine operators acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.741 loans · $149M · Northbrook, ILFull record →

1+ funded Vending Machine Operators in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Prime Time Vending & Coffee Service, LLC in Wheeling, IL — $144K (2024) · purchase · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
7a General
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$122K (85%)
Approval → funding
59 days
Approved
12/12/2023
First disbursed
2/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Vending Machine Operators
If you were the buyer here
Est. deal size
$160K
Est. down payment (10%)
$16K
Est. cash at closing
$21K
Monthly payment
$2,025
Annual debt service
$24K
Cash flow needed (1.25×)
$30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
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Financing a vending machine operators deal in Illinois? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to vending machine operators businesses with a Illinois project address.

Agent summary

How to finance a vending machine operators acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. CenTrust Bank, A Division of SmartBiz Bank National Association funds the most here. CapBench is not a lender.

$250K typical loan
1 lenders active in Illinois
1+ funded Illinois deals
59 days typical to fund

Buyers buying a vending machine operators in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All vending machine operators lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/vending-machine-operators/illinois
API:: https://www.capbench.com/api/public/lenders?industry=vending-machine-operators
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.