Lender intelligence
Financing a vending machine operators acquisition in Minnesota
The SBA 7(a) lenders funding the most vending machine operators acquisitions in Minnesota, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance vending machine operators in Minnesota
$150K
Typical loan
range $120K–$1.03M
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
23 days
Typical time to fund
4
Lenders competing
more = leverage
7.27%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in vending machine operators · Minnesota
Ranked by funded vending machine operators acquisitions in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2 loans · $1M · Glencoe, MNFull record →
- 2.12 loans · $5M · Fargo, NDFull record →
- 3.116 loans · $120M · Evansville, INFull record →
5+ funded Vending Machine Operators in Minnesota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Yorkson Vending Solutions LLC in Minneapolis, MN — $150K (2026) · purchase · Choice Financial Group
- Program
- Preferred Lenders Program
- Rate at approval
- 8.85% fixed
- Term
- 87 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 41 days
- Approved
- 1/7/2026
- First disbursed
- 2/17/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Vending Machine Operators
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $2,342
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Choice Financial Group · Lender record →
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- Van Pelt Vending LLC in Saint Paul, MN — $1.2M (2025) · purchase · Security Bank & Trust Company
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $934K (75%)
- Approval → funding
- 23 days
- Approved
- 9/2/2025
- First disbursed
- 9/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Vending Machine Operators
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $138K
- Est. cash at closing
- $190K
- Monthly payment
- $14,941
- Annual debt service
- $179K
- Cash flow needed (1.25×)
- $224K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
- Van Pelt Vending LLC in Saint Paul, MN — $50K (2025) · purchase · Security Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 9/4/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Vending Machine Operators
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $640
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
- A & H Vending Co. in East Grand Forks, MN — $1.0M (2021) · purchase · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 160 months
- SBA guaranteed
- $923K (90%)
- Approval → funding
- 17 days
- Approved
- 7/29/2021
- First disbursed
- 8/15/2021
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Vending Machine Operators
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $114K
- Est. cash at closing
- $156K
- Monthly payment
- $8,539
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Northland Vending, LLC in Duluth, MN — $120K (2021) · purchase · Northeast Entrepreneur Fund, Inc.
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $108K (90%)
- Approved
- 5/21/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Vending Machine Operators
If you were the buyer here
- Est. deal size
- $134K
- Est. down payment (10%)
- $13K
- Est. cash at closing
- $17K
- Monthly payment
- $1,336
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northeast Entrepreneur Fund, Inc.
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to vending machine operators businesses with a Minnesota project address.
Agent summary
How to finance a vending machine operators acquisition in Minnesota with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Minnesota deals. Security Bank & Trust Company funds the most here. CapBench is not a lender.
- $250K typical loan
- 4 lenders active in Minnesota
- 5+ funded Minnesota deals
- 23 days typical to fund
Buyers buying a vending machine operators in Minnesota typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.