Financing a veterinary services acquisition in Kansas

State:

The SBA 7(a) lenders funding the most veterinary services acquisitions in Kansas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance veterinary services in Kansas

$290K

Typical loan

range $35K–$310K

$322K

Est. purchase price

≈ loan ÷ 90%

$43,097

Cash to close

$32,222 down + fees

$3,995/mo

Typical payment

~11% · 10yr

$55,131/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

4.88%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in veterinary services · Kansas

Ranked by funded veterinary services acquisitions in Kansas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.41 loans · $21M · Wichita, KSFull record →
2.30 loans · $24M · Kansas City, MOFull record →
3.19 loans · $5M · Bessemer, ALFull record →
4.32 loans · $37M · Champaign, ILFull record →

6+ funded Veterinary Services in Kansas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Leading Edge Enterprise LLC in Winfield, KS — $50K (2023) · purchase · UMB Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
60 mo (5 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
14 days
Approved
6/16/2023
First disbursed
6/30/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$1,044
Annual debt service
$13K
Cash flow needed (1.25×)
$16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Baxley Veterinary Services, LLC in Fort Scott, KS — $290K (2022) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$218K (75%)
Approval → funding
22 days
Approved
3/3/2022
First disbursed
3/25/2022
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$322K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$1,612
Annual debt service
$19K
Cash flow needed (1.25×)
$24K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
Southside Veterinary Clinic PA in Wichita, KS — $35K (2022) · purchase · Emprise Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approval → funding
62 days
Approved
10/21/2021
First disbursed
12/22/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$39K
Est. down payment (10%)
$4K
Est. cash at closing
$5K
Monthly payment
$350
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
Elm Veterinary Services LLC in Hutchinson, KS — $1.4M (2021) · purchase · Busey Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (90%)
Approval → funding
8 days
Approved
7/20/2021
First disbursed
7/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$156K
Est. cash at closing
$214K
Monthly payment
$14,362
Annual debt service
$172K
Cash flow needed (1.25×)
$215K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
Southside Veterinary Clinic PA in Wichita, KS — $310K (2021) · purchase · Emprise Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approval → funding
55 days
Approved
9/28/2021
First disbursed
11/22/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$344K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,102
Annual debt service
$37K
Cash flow needed (1.25×)
$47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal
Southside Veterinary Clinic PA in Wichita, KS — $20K (2021) · purchase · Emprise Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (75%)
Approved
9/29/2021
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$22K
Est. down payment (10%)
$2K
Est. cash at closing
$3K
Monthly payment
$200
Annual debt service
$2K
Cash flow needed (1.25×)
$3K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Emprise Bank · Lender record →
Your business? Claim this record · Request removal

Financing a veterinary services deal in Kansas? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to veterinary services businesses with a Kansas project address.

Agent summary

How to finance a veterinary services acquisition in Kansas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Kansas deals. Emprise Bank funds the most here. CapBench is not a lender.

$1.4M typical loan
4 lenders active in Kansas
6+ funded Kansas deals
22 days typical to fund

Buyers buying a veterinary services in Kansas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All veterinary services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/veterinary-services/kansas
API:: https://www.capbench.com/api/public/lenders?industry=veterinary-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.