Lender intelligence
Financing a veterinary services acquisition in Florida
The SBA 7(a) lenders funding the most veterinary services acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance veterinary services in Florida
$1.35M
Typical loan
range $991K–$1.88M
$1.50M
Est. purchase price
≈ loan ÷ 90%
$205,719
Cash to close
$150,000 down + fees
$17,654/mo
Typical payment
~9.75% · 10yr
$243,625/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
10
Lenders competing
more = leverage
6.29%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in veterinary services · Florida
Ranked by funded veterinary services acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.62 loans · $34M · Winter Haven, FLFull record →
- 3.6 loans · $6M · Conway, ARFull record →
- 4.51 loans · $52M · Fuquay Varina, NCFull record →
- 5.3 loans · $0M · Tallahassee, FLFull record →
- 6.24 loans · $22M · College Station, TXFull record →
- 7.31 loans · $44M · Passaic, NJFull record →
- 8.23 loans · $30M · Stuart, FLFull record →
- 9.19 loans · $5M · Bessemer, ALFull record →
- 10.31 loans · $24M · Malvern, PAFull record →
16+ funded Veterinary Services in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- South Lake Animal Hospital LLC in Clermont, FL — $2.2M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 8 days
- Approved
- 2/12/2026
- First disbursed
- 2/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $242K
- Est. cash at closing
- $333K
- Monthly payment
- $17,172
- Annual debt service
- $206K
- Cash flow needed (1.25×)
- $258K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Soto Veterinary Corp in Pembroke Pines, FL — $1.4M (2026) · purchase · The Fidelity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 32 days
- Approved
- 1/26/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $156K
- Est. cash at closing
- $213K
- Monthly payment
- $17,925
- Annual debt service
- $215K
- Cash flow needed (1.25×)
- $269K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Fidelity Bank · Lender record →
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- Old Cutler Petcare LLC in Cutler Bay, FL — $1.9M (2025) · purchase · American Momentum Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approved
- 2/19/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $208K
- Est. cash at closing
- $287K
- Monthly payment
- $16,391
- Annual debt service
- $197K
- Cash flow needed (1.25×)
- $246K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
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- NPAH Enterprises, LLC in Jupiter, FL — $993K (2025) · purchase · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $744K (75%)
- Approval → funding
- 35 days
- Approved
- 2/24/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $110K
- Est. cash at closing
- $151K
- Monthly payment
- $12,707
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $191K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Valley National Bank · Lender record →
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- Hosanna Animal Hospital, LLC in Titusville, FL — $991K (2025) · purchase · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.95% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $743K (75%)
- Approval → funding
- 21 days
- Approved
- 3/10/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $110K
- Est. cash at closing
- $151K
- Monthly payment
- $7,616
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- Gull Point Animal Hospital, Inc. in Pensacola, FL — $224K (2025) · purchase · Florida First Capital Finance Corporation, Inc.
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $168K (75%)
- Approval → funding
- 115 days
- Approved
- 10/17/2024
- First disbursed
- 2/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $249K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,664
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Florida First Capital Finance Corporation, Inc. · Lender record →
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- Vet Next Door, LLC in Parrish, FL — $2.0M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.15% fixed
- Term
- 306 months
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 32 days
- Approved
- 12/6/2021
- First disbursed
- 1/7/2022
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $227K
- Est. cash at closing
- $312K
- Monthly payment
- $10,816
- Annual debt service
- $130K
- Cash flow needed (1.25×)
- $162K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- KEYS ANIMAL EMERGENCY ROOM, LLC in Ramrod Key, FL — $2.0M (2022) · purchase · Centennial Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 8 days
- Approved
- 2/20/2022
- First disbursed
- 2/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $218K
- Est. cash at closing
- $300K
- Monthly payment
- $14,843
- Annual debt service
- $178K
- Cash flow needed (1.25×)
- $223K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centennial Bank · Lender record →
Your business? Claim this record · Request removal
- New Life Veterinary Hospital in Lakeland, FL — $1.4M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 9 days
- Approved
- 6/22/2022
- First disbursed
- 7/1/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $150K
- Est. cash at closing
- $206K
- Monthly payment
- $8,493
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Garden Veterinary Clinic,LLC in Winter Park, FL — $543K (2022) · purchase · First Financial Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $407K (75%)
- Approval → funding
- 14 days
- Approved
- 3/8/2022
- First disbursed
- 3/22/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $603K
- Est. down payment (10%)
- $60K
- Est. cash at closing
- $81K
- Monthly payment
- $5,562
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
- Cruz Animal Hospital Inc in Ramrod Key, FL — $100K (2022) · purchase · Centennial Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 6 days
- Approved
- 2/22/2022
- First disbursed
- 2/28/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,061
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centennial Bank · Lender record →
Your business? Claim this record · Request removal
- Lokhi Properties, LLC in Lakeland, FL — $1.7M (2021) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 156 mo (13 yrs)
- SBA guaranteed
- $1.5M (90%)
- Approval → funding
- 37 days
- Approved
- 9/22/2021
- First disbursed
- 10/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $185K
- Est. cash at closing
- $255K
- Monthly payment
- $14,343
- Annual debt service
- $172K
- Cash flow needed (1.25×)
- $215K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Colom Veterinary LLC in Orlando, FL — $1.1M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.0M (90%)
- Approval → funding
- 9 days
- Approved
- 6/16/2021
- First disbursed
- 6/25/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $125K
- Est. cash at closing
- $171K
- Monthly payment
- $8,751
- Annual debt service
- $105K
- Cash flow needed (1.25×)
- $131K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Lost Key Animal Clinic in Pensacola, FL — $1.5M (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 28 days
- Approved
- 8/3/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $167K
- Est. cash at closing
- $229K
- Monthly payment
- $12,822
- Annual debt service
- $154K
- Cash flow needed (1.25×)
- $192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Beville Animal Hospital, LLC in South Daytona, FL — $1.1M (2020) · purchase · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $813K (75%)
- Approval → funding
- 4 days
- Approved
- 9/21/2020
- First disbursed
- 9/25/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $120K
- Est. cash at closing
- $165K
- Monthly payment
- $11,628
- Annual debt service
- $140K
- Cash flow needed (1.25×)
- $174K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Beville Animal Hospital, LLC in South Daytona, FL — $371K (2020) · purchase · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 4 days
- Approved
- 9/21/2020
- First disbursed
- 9/25/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $412K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $55K
- Monthly payment
- $2,059
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to veterinary services businesses with a Florida project address.
Agent summary
How to finance a veterinary services acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $1.4M typical loan
- 10 lenders active in Florida
- 16+ funded Florida deals
- 14 days typical to fund
Buyers buying a veterinary services in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.