Lender intelligence
Financing a veterinary services acquisition in Tennessee
The SBA 7(a) lenders funding the most veterinary services acquisitions in Tennessee, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance veterinary services in Tennessee
$1.20M
Typical loan
range $720K–$1.20M
$1.33M
Est. purchase price
≈ loan ÷ 90%
$182,376
Cash to close
$133,000 down + fees
$15,489/mo
Typical payment
~9.5% · 10yr
$213,748/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
19 days
Typical time to fund
2
Lenders competing
more = leverage
5.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in veterinary services · Tennessee
Ranked by funded veterinary services acquisitions in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.7 loans · $9M · Memphis, TNFull record →
2+ funded Veterinary Services in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Northwest Tennessee Veterinary Services, LLC in Dresden, TN — $1.2M (2021) · purchase · The Citizens Bank
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 213 months
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 19 days
- Approved
- 9/23/2021
- First disbursed
- 10/12/2021
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $133K
- Est. cash at closing
- $182K
- Monthly payment
- $8,814
- Annual debt service
- $106K
- Cash flow needed (1.25×)
- $132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Citizens Bank
Your business? Claim this record · Request removal
- Cloverleaf Animal Clinic, LLC in Memphis, TN — $720K (2020) · purchase · Paragon Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $540K (75%)
- Approval → funding
- 8 days
- Approved
- 9/22/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Veterinary Services
If you were the buyer here
- Est. deal size
- $800K
- Est. down payment (10%)
- $80K
- Est. cash at closing
- $110K
- Monthly payment
- $7,903
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Paragon Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to veterinary services businesses with a Tennessee project address.
Agent summary
How to finance a veterinary services acquisition in Tennessee with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Tennessee deals. Paragon Bank funds the most here. CapBench is not a lender.
- $1.4M typical loan
- 2 lenders active in Tennessee
- 2+ funded Tennessee deals
- 19 days typical to fund
Buyers buying a veterinary services in Tennessee typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.