Financing a veterinary services acquisition in Virginia

State:

The SBA 7(a) lenders funding the most veterinary services acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance veterinary services in Virginia

$1.00M

Typical loan

range $173K–$1.68M

$1.11M

Est. purchase price

≈ loan ÷ 90%

$152,361

Cash to close

$111,111 down + fees

$12,940/mo

Typical payment

~9.5% · 10yr

$178,572/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

8.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in veterinary services · Virginia

Ranked by funded veterinary services acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.47 loans · $39M · Greenville, PAFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.66 loans · $68M · Milford, IAFull record →

3+ funded Veterinary Services in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SVMC LLC in Yorktown, VA — $1.7M (2024) · purchase · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
1 days
Approved
9/17/2024
First disbursed
9/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$186K
Est. cash at closing
$256K
Monthly payment
$22,135
Annual debt service
$266K
Cash flow needed (1.25×)
$332K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Southside Equine PLLC in Phenix, VA — $173K (2024) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$129K (75%)
Approval → funding
17 days
Approved
7/26/2024
First disbursed
8/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$192K
Est. down payment (10%)
$19K
Est. cash at closing
$26K
Monthly payment
$2,352
Annual debt service
$28K
Cash flow needed (1.25×)
$35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
RUSTBURG VETERINARY HOSPITAL, LLC in Rustburg, VA — $1.0M (2021) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
180 mo (15 yrs)
SBA guaranteed
$900K (90%)
Approval → funding
7 days
Approved
5/24/2021
First disbursed
5/31/2021
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Veterinary Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$8,439
Annual debt service
$101K
Cash flow needed (1.25×)
$127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal

Financing a veterinary services deal in Virginia? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to veterinary services businesses with a Virginia project address.

Agent summary

How to finance a veterinary services acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. First National Bank of Pennsylvania funds the most here. CapBench is not a lender.

$1.4M typical loan
3 lenders active in Virginia
3+ funded Virginia deals
7 days typical to fund

Buyers buying a veterinary services in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All veterinary services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/veterinary-services/virginia
API:: https://www.capbench.com/api/public/lenders?industry=veterinary-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.