Lender intelligence
Financing a wineries acquisition in Iowa
The SBA 7(a) lenders funding the most wineries acquisitions in Iowa, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance wineries in Iowa
$371K
Typical loan
range $75K–$1.38M
$412K
Est. purchase price
≈ loan ÷ 90%
$55,076
Cash to close
$41,178 down + fees
$4,795/mo
Typical payment
~9.5% · 10yr
$66,171/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
1
Lenders competing
more = leverage
9.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in wineries · Iowa
Ranked by funded wineries acquisitions in Iowa. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.104 loans · $100M · Portsmouth, VAFull record →
3+ funded Wineries in Iowa deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- VCD Enterprises, INC in Marquette, IA — $1.4M (2023) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 21 days
- Approved
- 12/8/2022
- First disbursed
- 12/29/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Wineries
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $153K
- Est. cash at closing
- $210K
- Monthly payment
- $17,488
- Annual debt service
- $210K
- Cash flow needed (1.25×)
- $262K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- VCD Enterprises Inc. in Marquette, IA — $371K (2023) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 21 days
- Approved
- 12/8/2022
- First disbursed
- 12/29/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Wineries
If you were the buyer here
- Est. deal size
- $412K
- Est. down payment (10%)
- $41K
- Est. cash at closing
- $55K
- Monthly payment
- $3,174
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- VCD Enterprises, INC in Marquette, IA — $75K (2023) · purchase · TowneBank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 20 days
- Approved
- 12/9/2022
- First disbursed
- 12/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Wineries
If you were the buyer here
- Est. deal size
- $83K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $11K
- Monthly payment
- $950
- Annual debt service
- $11K
- Cash flow needed (1.25×)
- $14K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Financing a wineries deal in Iowa? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to wineries businesses with a Iowa project address.
Agent summary
How to finance a wineries acquisition in Iowa with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Iowa deals. TowneBank funds the most here. CapBench is not a lender.
- $712K typical loan
- 1 lenders active in Iowa
- 3+ funded Iowa deals
- 21 days typical to fund
Buyers buying a wineries in Iowa typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.