Lender intelligence
Financing a wineries acquisition in California
The SBA 7(a) lenders funding the most wineries acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance wineries in California
$2.23M
Typical loan
range $340K–$3.05M
$2.48M
Est. purchase price
≈ loan ÷ 90%
$341,139
Cash to close
$247,556 down + fees
$28,830/mo
Typical payment
~9.5% · 10yr
$397,854/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
27 days
Typical time to fund
3
Lenders competing
more = leverage
7.55%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in wineries · California
Ranked by funded wineries acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public wineries loan history in California to rank lenders yet. See wineries lenders nationwide →
3+ funded Wineries in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- D&D Winery, LLC in Carmel, CA — $340K (2024) · purchase · Monterey County Bank
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 78 days
- Approved
- 5/30/2024
- First disbursed
- 8/16/2024
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Wineries
If you were the buyer here
- Est. deal size
- $378K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $51K
- Monthly payment
- $4,732
- Annual debt service
- $57K
- Cash flow needed (1.25×)
- $71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Monterey County Bank · Lender record →
Your business? Claim this record · Request removal
- Yorkville Cellars, LLC in Yorkville, CA — $2.2M (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.91% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (90%)
- Approval → funding
- 15 days
- Approved
- 5/4/2021
- First disbursed
- 5/19/2021
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Wineries
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $248K
- Est. cash at closing
- $341K
- Monthly payment
- $14,233
- Annual debt service
- $171K
- Cash flow needed (1.25×)
- $213K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- KBCB Investments in Paso Robles, CA — $3.0M (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 27 days
- Approved
- 9/3/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Wineries
If you were the buyer here
- Est. deal size
- $3.4M
- Est. down payment (10%)
- $339K
- Est. cash at closing
- $467K
- Monthly payment
- $18,711
- Annual debt service
- $225K
- Cash flow needed (1.25×)
- $281K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Financing a wineries deal in California? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to wineries businesses with a California project address.
Agent summary
How to finance a wineries acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. CapBench is not a lender.
- $712K typical loan
- 3 lenders active in California
- 3+ funded California deals
- 27 days typical to fund
Buyers buying a wineries in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.