Lender record
Oriental Bank
The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Oriental Bank funded, the businesses, the branches, and its FDIC profile. HQ: 254 Munoz Rivera, San Juan, PR. 45 branches.
855
Recent deals (FY20+)
$113K
Typical deal
9 days
Approval → funding
1.2%
Failure rate (FY20–23)
Where Oriental Bank lends
Deal profile
Most Oriental Bank deals land between $40K and $219K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Offices of Physicians (except Mental Health Specialists) (112)
- 2.Full-Service Restaurants (61)
- 3.Offices of Chiropractors (27)
- 4.Commercial and Institutional Building Construction (27)
- 5.Offices of Physical, Occupational and Speech Therapists, and (25)
- 6.Offices of Dentists (16)
- 7.Pharmacies and Drug Retailers (16)
- 8.Assisted Living Facilities for the Elderly (14)
Most active states
- 1.PR (836 deals)
- 2.VI (19 deals)
Franchises they finance most
Marco's Pizza
7 deals
Crumbl
3 deals
Arby's
3 deals
Tijuana's Bar & Grill
2 deals
Taco Maker Mexican Grill
2 deals
Can Oriental Bank fund you? The bank behind the loans
Total assets
$12.0B
▲ 0.6% vs prior quarter
Deposits on hand
$10.0B
▲ 1.4% vs prior quarter
Loans outstanding
$8.1B
▲ 1% vs prior quarter
Net income (latest qtr)
$109.4M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Oriental Bank more SBA-focused than 26% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 1.8% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 06/2026.
Recent deals
- DRIARA’S & ABC’S, LLC in Barranquitas, PR — $468K (2026) · Construction, Mining, and Forestry Machinery and Equipment R
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 249 months
- SBA guaranteed
- $351K (75%)
- Approval → funding
- 23 days
- Approved
- 11/17/2025
- First disbursed
- 12/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Construction, Mining, and Forestry Machinery and Equipment R
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- TORRES SALON GROUP CORP in San Juan, PR — $430K (2026) · Beauty Salons
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 114 months
- SBA guaranteed
- $323K (75%)
- Approved
- 1/8/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Beauty Salons
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- Rosant II Inc in Mayaguez, PR — $407K (2026) · Full-Service Restaurants
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $306K (75%)
- Approval → funding
- 9 days
- Approved
- 12/10/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Marco's Pizza
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
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- D'VENE CLINIC LLC in San Juan, PR — $368K (2026) · All Other Outpatient Care Centers
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 126 months
- SBA guaranteed
- $276K (75%)
- Approved
- 3/2/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Outpatient Care Centers
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- AHMN2025 LLC in Bayamon, PR — $360K (2026) · purchase · Limited-Service Restaurants
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $270K (75%)
- Approval → funding
- 24 days
- Approved
- 11/25/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Marco's Pizza
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $400K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $4,370
- Annual debt service
- $52K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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- Numeros LLC in Rio Grande, PR — $273K (2026) · Supermarkets and Other Grocery Retailers (except Convenience
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $205K (75%)
- Approval → funding
- 50 days
- Approved
- 11/20/2025
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
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- Infinity Air Inc in Carolina, PR — $261K (2026) · Commercial and Industrial Machinery and Equipment (except Au
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $196K (75%)
- Approval → funding
- 28 days
- Approved
- 11/18/2025
- First disbursed
- 12/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Industrial Machinery and Equipment (except Au
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- BLISS OB-GYN LLC in Guaynabo, PR — $169K (2026) · Offices of Physicians (except Mental Health Specialists)
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 65 months
- SBA guaranteed
- $127K (75%)
- Approval → funding
- 71 days
- Approved
- 12/11/2025
- First disbursed
- 2/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physicians (except Mental Health Specialists)
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- JR Fire Corp in Naranjito, PR — $124K (2026) · Other Building Finishing Contractors
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $105K (85%)
- Approved
- 3/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Finishing Contractors
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- Pal' Monchi LLC in Mayaguez, PR — $113K (2026) · Baked Goods Retailers
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $96K (85%)
- Approval → funding
- 2 days
- Approved
- 12/16/2025
- First disbursed
- 12/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
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Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Failed deals
7 of Oriental Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
- Legends Golden Community II Corp.Guaynabo, PR · $295K · FY2021$202K lost
- CLINICA INTEGRAL & BIENESTAR EMOCIONAL LLCUtuado, PR · $50K · FY2021$40K lost
- FIVE STAR QUALITY SERVICE CORP.Aguas Buenas, PR · $50K · FY2022$37K lost
- El Frenesi Cafe Corp.Camuy, PR · $30K · FY2022$26K lost
- SLP THERAPY PSCDorado, PR · $25K · FY2022$23K lost
- SYNERGY EVENTS & PRODUCTIONS LLCSan Juan, PR · $20K · FY2020$18K lost
- Joel H Colon CruzCayey, PR · $10K · FY2022$9K lost
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Businesses Oriental Bank financed
678 businesses on record — the 60 largest by funding. Each links to its full SBA record.
- Puerto Rico Medical Research Center LLCSan Juan, PR · 4 loans$1.9M
- Las Quintas Puerto Rico LLCCulebra, PR · 1 loan$1.7M
- Emergency Relief Builders, LLCSan Juan, PR · 3 loans$1.5M
- Day Night Transport, Inc.San Juan, PR · 2 loans$1.4M
- CARIBBEAN SOLAR ENERGY LLCSanta Isabel, PR · 3 loans$1.3M
- Stress Test - 1San Juan, PR · 11 loans$1.2M
- DS Medical CorpVega Baja, PR · 3 loans$1.2M
- Bananas Resort IncVieques, PR · 1 loan$1.2M
- Puerto Rico Eye Institute, LLCCaguas, PR · 3 loans$1.1M
- ARVG CorporationCarolina, PR · 1 loan$995K
- Vela Group LLCHatillo, PR · 1 loan$995K
- CIJIS CorpPonce, PR · 1 loan$993K
- Bay Quarter, LLCSt John, VI · 1 loan$990K
- APS GROUP INCBayamon, PR · 2 loans$900K
- One Dental Practice LLCSan Juan, PR · 6 loans$900K
- EXPO KITCHEN AND MORE DISTRIBUTORS INC.Vega Baja, PR · 1 loan$893K
- PACIFICO GROUP, INC.San Juan, PR · 3 loans$853K
- Monte Olivo Service Station IncGuayama, PR · 1 loan$800K
- Emergencias Veterinarias de PR LLCCaguas, PR · 2 loans$797K
- Dra Meredid Maldonado SantiagoManati, PR · 2 loans$779K
- MFP Gastroenterology LLCCarolina, PR · 1 loan$778K
- J Cruz Construction CorpNaranjito, PR · 3 loans$775K
- WIRELESS KOMUNICATION NETWORK CORPSan Juan, PR · 5 loans$750K
- Anj Restaurant LLCSanta Isabel, PR · 1 loan$750K
- Centro Teramar, IncBayamon, PR · 2 loans$748K
- Daky Electrical Services & Engineering, LLCVieques, PR · 1 loan$720K
- Veterinary Emergency Care PSCGuaynabo, PR · 2 loans$705K
- J & J BUILDERS CONTRACTORS GROUP CORPAguada, PR · 1 loan$700K
- Fondos Globales, Inc.San Juan, PR · 1 loan$690K
- Vicar 2 LLCCarolina, PR · 1 loan$683K
- Positive Energy CorpCaguas, PR · 1 loan$680K
- PACE INNOVATIONS, LLCSan Juan, PR · 2 loans$679K
- OMAR RIVERA LOPEZBarranquitas, PR · 1 loan$670K
- LP Quality Board LLCBayamon, PR · 1 loan$668K
- SRS GASTRO LLCSan Juan, PR · 1 loan$665K
- J & N Sweets LLCGuaynabo, PR · 3 loans$651K
- Vieques GH LLCVieques, PR · 1 loan$650K
- PedMed LLCCaguas, PR · 1 loan$645K
- GASTRO CLASS LLCSan Juan, PR · 1 loan$610K
- BQN BUSINESS CORPAguadilla, PR · 1 loan$590K
- Modern Cantinas LLCCaguas, PR · 1 loan$580K
- Ismont Real State LLCCarolina, PR · 1 loan$579K
- Foglia, LLCSan Juan, PR · 1 loan$567K
- PRIME LIFE SOLUTIONS CORPGuaynabo, PR · 1 loan$564K
- Sports and Pain Interventions PSCJuncos, PR · 1 loan$561K
- Sport and Pain Interventions PSCJuncos, PR · 1 loan$561K
- I.M.R. Contractors & Services Inc.San Lorenzo, PR · 2 loans$550K
- LLPG, LLCVieques, PR · 1 loan$550K
- RS Assets LLCCarolina, PR · 1 loan$533K
- BUILDING PRESERVATION MATERIAL TECHNOLOGIES INC.San Juan, PR · 2 loans$523K
- Bunjix Holding LLCSt John, VI · 1 loan$500K
- VALUE CONTRACTORS, LLCCaguas, PR · 1 loan$500K
- EM Tires Wholesale CorpSan Juan, PR · 1 loan$500K
- Sunhouz Distributors, LLC.Caguas, PR · 1 loan$500K
- AUDIOLOGOS ASOCIADOS INCCaguas, PR · 2 loans$475K
- Q Investments, LLCSan Juan, PR · 1 loan$473K
- DRIARA’S & ABC’S, LLCBarranquitas, PR · 1 loan$468K
- MASH INDUSTRIAL REPAIR INC.Toa Baja, PR · 1 loan$460K
- Taller Benjie IncSan Juan, PR · 1 loan$460K
- J D Idelka RecycleSan Juan, PR · 2 loans$459K
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Oriental Bank.
Agent summary
This page summarizes Oriental Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 855 SBA 7(a) loans on record
- $113K typical deal
- 25 business-acquisition loans
- HQ: 254 Munoz Rivera, San Juan, PR
- FDIC total assets $12.0B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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