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Lender record

Union Bank

The real lending record — every figure from funded deals. HQ: 20 Main St, Morrisville, VT. 21 branches.

61

Recent deals (FY20+)

$50K

Typical deal

22 days

Approval → funding

0%

Failure rate (FY20–23)

Where Union Bank lends

Deals Union Bank funded — list all 54 as text

Deal profile

Most Union Bank deals land between $30K and $130K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (7)
  2. 2.Commercial and Industrial Machinery and Equipment (except Au (4)
  3. 3.Fitness and Recreational Sports Centers (3)
  4. 4.Automotive Body, Paint, and Interior Repair and Maintenance (3)
  5. 5.Other Personal and Household Goods Repair and Maintenance (2)
  6. 6.Finish Carpentry Contractors (2)
  7. 7.Commercial Bakeries (2)
  8. 8.All Other Miscellaneous Crop Farming (2)

Most active states

  1. 1.Vermont (38 deals)
  2. 2.New Hampshire (16 deals)
  3. 3.Michigan (7 deals)

Franchises they finance most

Can Union Bank fund you? The bank behind the loans

Total assets

$1.6B

0.5% vs prior quarter

Deposits on hand

$1.2B

1.1% vs prior quarter

Loans outstanding

$1.2B

0.2% vs prior quarter

Net income (latest qtr)

$3.2M

  • SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Union Bank more SBA-focused than 10% of the banks on our record.
  • Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • Return on assets of 0.8% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Union Bank branch (21)

Union BankMain office20 Main StMorrisville, VT 05661 · since 1891

Littleton Branch76 Main StLittleton, NH 03561 · since 1871

Railroad Street Lpo Branch364 Railroad StreetSaint Johnsbury, VT 05819 · since 1886 · limited service

Stowe Branch47 Park StStowe, VT 05672 · since 1891

Jeffersonville Branch5062 Vt Route 15Jeffersonville, VT 05464 · since 1917

Groveton Branch3 State StGroveton, NH 03582 · since 1939

Portland Street Branch325 Portland StSaint Johnsbury, VT 05819 · since 1967

Northgate Plaza Branch65 Northgate AveMorrisville, VT 05661 · since 1979

Hardwick Branch103 Vermont 15 WestHardwick, VT 05843 · since 1993

Lyndonville Branch183 Depot StLyndonville, VT 05851 · since 1995

Fairfax Branch16 Browns River RdFairfax, VT 05454 · since 2002

Littleton Nh Branch263 Dells RdLittleton, NH 03561 · since 2006

Saint Albans Branch15 Mapleville DepotSaint Albans, VT 05478 · since 2008

Lincoln Nh Branch135 Main StLincoln, NH 03251 · since 2014

South Burlington Limited Service Branch30 Kimball AveSouth Burlington, VT 05403 · since 2017 · limited service

Berlin Branch1028 Us Route 302Berlin, VT 05641 · since 2018

North Conway Lpo2541 White Mountain Hwy BldgNorth Conway, NH 03860 · since 2019 · limited service

Jericho Branch368 Vermont Route 15Jericho, VT 05465 · since 2019

Williston Branch31 Market StWilliston, VT 05495 · since 2019

Shelburne Branch Office5068 Shelburne RdShelburne, VT 05482 · since 2021

North Conway Branch120 North South RoadNorth Conway, NH 03860 · since 2023

Scroll for all 21 branches · Branch data: FDIC BankFind.

Recent deals

  • M&G Foods, LLC in Lake Odessa, MI$350K (2026) · purchase · Limited-Service Restaurants
  • Grand Products LLC in Grand Rapids, MI$134K (2025) · Other Personal and Household Goods Repair and Maintenance
  • The Porch on Main LLC in Colebrook, NH$95K (2025) · Full-Service Restaurants
  • Wildwood Carpentry, LLC in Cambridge, VT$75K (2025) · Finish Carpentry Contractors
  • The Porch on Main LLC in Colebrook, NH$65K (2025) · Full-Service Restaurants
  • Grand Products LLC in Grand Rapids, MI$10K (2025) · Other Personal and Household Goods Repair and Maintenance
  • GNL Enterprises, LLC in Grand Rapids, MI$1.3M (2024) · Full-Service Restaurants
  • Norman Camera GR, LLC in Grand Rapids, MI$996K (2024) · purchase · Electronics and Appliance Retailers
  • Starley LLC in Moultonborough, NH$50K (2024) · Gasoline Stations with Convenience Stores
  • SACO RIVER BREWING TAPHAUS, LLC in North Conway, NH$120K (2023) · Breweries

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Union Bank financed

48 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Union Bank.

Agent summary

This page summarizes Union Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 61 SBA 7(a) loans on record
  • $50K typical deal
  • 5 business-acquisition loans
  • HQ: 20 Main St, Morrisville, VT
  • 21 FDIC branch locations
  • FDIC total assets $1.6B
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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