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LINE-X, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0974)

23 deals since 2020 · typical deal $510K

23

Deals since 2020

$510K

Typical deal

2

Deals since FY2025

—

Too few deals to score risk

LINE-X has 23 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for LINE-X

Most LINE-X deals financed between $101K and $905K. Above $905K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,669
Down payment (10%)
$57K
Cash to close (all-in)
$76K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$76K)

Experience

Recent financings

  • Carolina Rollin LLC in Myrtle Beach, SC — $510K (2026) · First National Bank of Pennsylvania
  • Line-X of East Jacksonville & Line-X of West Jacksonville in Yulee, FL — $905K (2025) · SouthState Bank, National Association
  • McK Customs, LLC in Gainesville, FL — $1.3M (2024) · First Federal Bank
  • Collins Collision LLC in Clear Lake, IA — $220K (2024) · Clear Lake Bank & Trust Company
  • ANW HOME SERVICES LLC in Hutto, TX — $267K (2023) · SouthStar Bank, S.S.B.
  • McFarland Truck Equipment, Inc. in Exeter, NH — $3.6M (2022) · purchase · Live Oak Banking Company
  • Kevin Enterprises, LLC in Pearl, MS — $734K (2022) · The Huntington National Bank
  • Laoch Enterprises LLC in Plano, TX — $722K (2022) · SNB Bank, National Association
  • LXTW LLC in Little Rock, AR — $345K (2022) · purchase · Simmons Bank
  • Flipchange LLC in Vancouver, WA — $150K (2022) · Bank of the Pacific

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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LINE-X brand mark

Who funds LINE-X — and where

Every dot is a financed LINE-X — 23 mapped.

Financed LINE-X locations — list all 23 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(3)
  2. 2.SouthStar Bank, S.S.B.(3)
  3. 3.SouthState Bank, National Association(2)
  4. 4.Simmons Bank(2)
  5. 5.Bar Harbor Bank & Trust (1)

Most active states

  1. 1.Texas (4 loans)
  2. 2.New Hampshire (3 loans)
  3. 3.Florida (3 loans)
  4. 4.Indiana (2 loans)
  5. 5.Mississippi (2 loans)
  6. 6.Kentucky (1 loans)
  7. 7.South Carolina (1 loans)
  8. 8.California (1 loans)

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Common questions

How much does a LINE-X cost to buy or open?

The typical deal for LINE-X is $510K across 23 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $56K of buyer cash on a typical deal.

How risky is LINE-X?

LINE-X has 23 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a LINE-X with an SBA loan?

Yes — LINE-X has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a LINE-X franchise

Most LINE-X buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical LINE-X deal financed for $510K, which points to about $56K of buyer cash on a typical purchase. LINE-X is listed in the SBA Franchise Directory (identifier S0974), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund LINE-X — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for LINE-X — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for LINE-X — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. LINE-X is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 23 SBA 7(a) deals since 2020
  • $510K typical deal
  • 2 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0974)
  • Top lenders: The Huntington National Bank, SouthStar Bank, S.S.B., SouthState Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/line-x
API:
https://www.capbench.com/api/public/franchises/line-x
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with LINE-X.

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