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Lender record

University Bank

The real lending record — every figure from funded deals. HQ: 2015 Washtenaw Ave, Ann Arbor, MI. 2 branches.

47

Recent deals (FY20+)

$350K

Typical deal

21 days

Approval → funding

0%

Failure rate (FY20–23)

Where University Bank lends

Deals University Bank funded — list all 47 as text

Deal profile

Most University Bank deals land between $172K and $709K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Other Commercial Equipment Merchant Wholesalers (6)
  2. 2.Telemarketing Bureaus and Other Contact Centers (4)
  3. 3.Electrical Contractors and Other Wiring Installation Contrac (3)
  4. 4.Wholesale Trade Agents and Brokers (3)
  5. 5.Water Supply and Irrigation Systems (2)
  6. 6.Offices of Certified Public Accountants (2)
  7. 7.Fitness and Recreational Sports Centers (2)
  8. 8.Beauty Salons (2)

Most active states

  1. 1.Michigan (35 deals)
  2. 2.Florida (8 deals)
  3. 3.Ohio (2 deals)
  4. 4.North Carolina (1 deals)
  5. 5.New York (1 deals)

Franchises they finance most

Motel 6

1 deals

Mathnasium Learning Centers

1 deals

Biggby Coffee

1 deals

Can University Bank fund you? The bank behind the loans

Total assets

$1.1B

▲ 2.9% vs prior quarter

Deposits on hand

$968.1M

▲ 8.3% vs prior quarter

Loans outstanding

$993.7M

▲ 0.8% vs prior quarter

Net income (latest qtr)

$1.9M

  • •An active SBA program (~0.9% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes University Bank more SBA-focused than 76% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.69% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a University Bank branch (2)

University BankMain office2015 Washtenaw AveAnn Arbor, MI 48104 · since 1908

Ypsi Branch301 W Michigan AveYpsilanti, MI 48197 · since 2025

Branch data: FDIC BankFind.

Recent deals

  • Northline Lodging, Inc. in Southgate, MI — $4.7M (2026) · Hotels (except Casino Hotels) and Motels
  • Simplified Insurance Solutions LLC in Riverview, MI — $182K (2026) · Insurance Agencies and Brokerages
  • Numberland LLC in South Lyon, MI — $50K (2026) · Educational Support Services
  • Manufacturing Services International LLC in Bessemer City, NC — $3.5M (2025) · purchase · Industrial Mold Manufacturing
  • Heart and Vascular Imaging Solutions LLC in Dexter, MI — $1.6M (2025) · Other Commercial Equipment Merchant Wholesalers
  • Heart and Vascular Imaging Solutions L.L.C. in Dexter, MI — $1.3M (2025) · Other Commercial Equipment Merchant Wholesalers
  • Answer Plus Communications, LLC in Rochester, NY — $1.3M (2025) · purchase · Telemarketing Bureaus and Other Contact Centers
  • Heart and Vascular Imaging Solutions LLC in Dexter, MI — $709K (2025) · Other Commercial Equipment Merchant Wholesalers
  • The Flower Project LLC in Birmingham, MI — $515K (2025) · purchase · Florists
  • Wastewater Depot, LLC in Mount Orab, OH — $414K (2025) · Water Supply and Irrigation Systems

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses University Bank financed

35 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with University Bank.

Agent summary

This page summarizes University Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 47 SBA 7(a) loans on record
  • $350K typical deal
  • 13 business-acquisition loans
  • HQ: 2015 Washtenaw Ave, Ann Arbor, MI
  • 2 FDIC branch locations
  • FDIC total assets $1.1B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/university-bank
API:
https://www.capbench.com/api/public/lenders/university-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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