SBA lending record

4F Flooring LLC

1220 ROTTERDAM INDUSTRIAL PARK, Schenectady, NY 12306 · Flooring Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$850K

Total SBA financing

Loans on record

FY2022–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$450,000 — FY2025

Loan 1 of 2

Gross approval: $450,000
SBA guaranteed: $225,000 (50%)
Status: Committed
Rate at approval: 9% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/25/2025
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Flooring Contractors
NAICS code: 238330
Lender: Arrow Bank National Association
Address: 1220 ROTTERDAM INDUSTRIAL PARK
City: Schenectady, 12306
County: Schenectady
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 20

$400,000 — FY2022

Loan 2 of 2

Gross approval: $400,000
SBA guaranteed: $200,000 (50%)
Status: Paid in full
Rate at approval: 8.25% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/1/2022
First disbursement: 9/8/2022
Days to fund: 7 days
Paid in full: 4/30/2025
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Flooring Contractors
NAICS code: 238330
Lender: Beacon Bank and Trust
Address: 1220 ROTTERDAM INDUSTRIAL PARK
City: Schenectady, 12306
County: Schenectady
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 20

The lenders

Beacon Bank and Trust

1 loan to this businessFull SBA lending record + branches on the lender page →

Arrow Bank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding flooring contractors — by location, industry.

SBA lenders in New York Lenders for flooring contractors Flooring Contractors lenders in New York

Similar businesses

Comparable flooring contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Groodter Inc.

Highland Mills, NY· ~100 mi

Flooring Contractors

$740K
SBA financing: ≈ $1.5M–$2.4M
Est. revenue (rough)

View record

Wilton Floors LLC

Stillwater, NY· ~22 mi

Flooring Contractors

$205K
SBA financing: ≈ $402K–$670K
Est. revenue (rough)

View record

Elitecrete Hudson Valley, Inc

Pine Bush, NY· ~82 mi

Flooring Contractors

$1.9M
SBA financing: ≈ $3.8M–$6.3M
Est. revenue (rough)

View record

JKSD Holdings, LLC

Liverpool, NY· ~111 mi

Flooring Contractors

$415K
SBA financing: ≈ $814K–$1.4M
Est. revenue (rough)

View record

Christie Carpets Inc

Rochester, NY· ~185 mi

Flooring Contractors

$691K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

View record

Sycamore Flooring, Inc.

Bellmore, NY· ~151 mi

Flooring Contractors

$600K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for 4F Flooring LLC in Schenectady, NY (Flooring Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $850K
On record FY2022–25
12 jobs supported
Industry: Flooring Contractors
Location: Schenectady, NY
Lenders: Beacon Bank and Trust, Arrow Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Flooring Contractors businesses in NY for ~$425k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/4f-flooring-llc-ny
API:: https://www.capbench.com/api/public/businesses/4f-flooring-llc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with 4F Flooring LLC.