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Financing a flooring contractors acquisition

The SBA 7(a) lenders funding the most flooring contractors acquisitions, ranked from public loan records — typical deal about $391K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance flooring contractors

$641K

Typical loan

range $264K–$1.34M

$712K

Est. purchase price

≈ loan ÷ 90%

$95,230

Cash to close

$71,200 down + fees

$8,292/mo

Typical payment

~9.5% · 10yr

$114,430/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.2%

Still performing

1.8% default · FY20–23

18 days

Typical time to fund

66

Lenders competing

more = leverage

8.24%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in flooring contractors

Ranked by funded flooring contractors acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.168 loans · $205M · Fishers, INFull record →
  4. 4.1 loans · $1M · Lincoln, NEFull record →
  5. 5.104 loans · $100M · Portsmouth, VAFull record →
  6. 6.36 loans · $51M · Carmel, INFull record →
  7. 7.116 loans · $120M · Evansville, INFull record →
  8. 8.4 loans · $1M · Stonewall, OKFull record →
  9. 9.9 loans · $4M · Wheaton, ILFull record →
  10. 10.3 loans · $1M · Fort Pierre, SDFull record →
  11. 11.88 loans · $96M · Muncie, INFull record →
  12. 12.54 loans · $22M · Chubbuck, IDFull record →
  13. 13.65 loans · $78M · Springfield, MOFull record →
  14. 14.868 loans · $362M · Salt Lake City, UTFull record →
  15. 15.8 loans · $5M · Overland Park, KSFull record →
  16. 16.24 loans · $41M · Covington, LAFull record →
  17. 17.30 loans · $24M · Kansas City, MOFull record →
  18. 18.12 loans · $10M · Tampa, FLFull record →
  19. 19.2 loans · $2M · Crystal Lake, ILFull record →
  20. 20.78 loans · $79M · New Orleans, LAFull record →
  21. 21.99 loans · $43M · Walla Walla, WAFull record →
  22. 22.13 loans · $12M · Chicago, ILFull record →
  23. 23.57 loans · $74M · Winston-Salem, NCFull record →
  24. 24.26 loans · $26M · Billings, MTFull record →
  25. 25.10 loans · $3M · Rochester, NYFull record →

114+ funded flooring contractors deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • FloorCare Specialists, LLC in Alpharetta, GA$2.5M (2026) · purchase · Pathward National Association
  • Elitecrete Hudson Valley, Inc in Pine Bush, NY$1.9M (2026) · purchase · Valley National Bank
  • BAM Operations LLC in White River Junction, VT$1.2M (2026) · purchase · Truliant FCU
  • Weyer's Floor Service, Inc in Odenton, MD$1.2M (2026) · purchase · Manasquan Bank
  • NEW ENGLAND FLOOR COATING GROUP LLC in Natick, MA$730K (2026) · purchase · Live Oak Banking Company
  • Carpet Right Flooring LLC in Fairfield, CT$400K (2026) · purchase · First Internet Bank of Indiana
  • SO. IL. TILE & CARPET SUPPLY, INC. in Mount Vernon, IL$100K (2026) · purchase · Peoples National Bank National Association
  • Phalanx Flooring LLC in Spokane, WA$88K (2026) · purchase · First Interstate Bank
  • Carpet Right Flooring LLC in Fairfield, CT$70K (2026) · purchase · First Internet Bank of Indiana
  • Phalanx Flooring LLC in Spokane, WA$10K (2026) · purchase · First Interstate Bank
  • E&B Surface Solutions, Inc. in Jacksonville, FL$5.0M (2025) · purchase · Pinnacle Bank
  • Tri-Co Floors in El Cajon, CA$4.1M (2025) · purchase · Truliant FCU
  • Heritage Flooring Co of SC, LLC in Charleston, SC$3.4M (2025) · purchase · The Huntington National Bank
  • VERSAPATH FLOORING ONE LLC in Wood Dale, IL$3.3M (2025) · purchase · Crystal Lake Bank & Trust Company, National Association
  • WB Flooring and Interiors, Inc in Redmond, WA$3.1M (2025) · purchase · Banner Bank
  • Aplha 3-66 LLC in Austin, TX$2.1M (2025) · purchase · Live Oak Banking Company
  • VERSAPATH FLOORING ONE LLC in Wood Dale, IL$1.7M (2025) · purchase · Crystal Lake Bank & Trust Company, National Association
  • TCW of SWFL, Inc. in Port Charlotte, FL$1.6M (2025) · purchase · Byline Bank
  • D&R DEVELOPMENT, LLC in West Chicago, IL$1.5M (2025) · purchase · Beacon Bank and Trust
  • Alpha Surfaces LLC in Daytona Beach, FL$1.4M (2025) · purchase · Pinnacle Bank

Financing a flooring contractors deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to flooring contractors businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a flooring contractors acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $391K typical loan
  • 66 lenders fund the industry
  • 1.8% default (FY20–23)
  • 18 days typical to fund

Buyers researching a flooring contractors deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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